Personal loans in Redington Beach, FL
Every figure below is Florida's own, applied to Redington Beach's 1,373 residents, with the publisher and retrieval date attached. For a borrower among the roughly 1,373 residents of Redington Beach, a personal loan is a tool whose cost turns on the terms, not the address. Roughly 1,373 residents live in Redington Beach, the 319th-largest community in Florida. Census figures put the 2020-to-2023 decrease in Redington Beach at about 0.4%. Compare APR, not the interest rate, because the APR folds in most fees on a Redington Beach loan. Borrowers who want a bigger city can look to North Redington Beach, FL about 1 miles away.
The Redington Beach data picture
Read the local figures below as context; read the sourced Florida table as the rulebook a lender here must follow.
- Population: the Census counts 1,373 residents in Redington Beach (Vintage 2023 subcounty estimate), the 319th-largest figure among Florida's 411 places.
- Population trend: A loss of roughly 0.4% between 2020 and 2023.
- Net change: roughly 6 fewer people than the 2020 Census counted.
- Size percentile: roughly 22% of Florida places rank below Redington Beach.
- Population density: 3,825 people per square mile on 0.4 square miles of land.
- Land area: Redington Beach covers 0.4 square miles, the 390th-largest area among Florida's 411 places.
- Water area: Redington Beach has 0.95 square miles of water, ranking 128th of 411 places in Florida.
- Share of Florida: Redington Beach holds about 0.0% of the state's population, some 1,373 people.
- National standing: Redington Beach ranks 9,035th of 19,457 US places.
- Growth rank: Redington Beach's 2020-to-2023 change ranks 329th of 411 places in Florida.
- Against the state trend: Redington Beach's 0.4% change compares with a Florida average of +5.5% across its 411 places.
- Density rank: Redington Beach places 90th among Florida's places by people per square mile.
- Density vs Florida: Redington Beach's 3,825 people per square mile compare with a state median of 1,608.
- Location: 27.8095, -82.8121 (Census Gazetteer coordinates).
- Nearest larger cities: North Redington Beach (1 mi); Madeira Beach (2 mi); Redington Shores (2 mi); Seminole (3 mi); Treasure Island (4 mi). Larger metros often have more branches, but online lenders reach Redington Beach on the same terms.
- Smaller communities within reach: Indian Shores (4 mi); Belleair Shore (8 mi); Anna Maria (20 mi).
- Smaller neighbours: 4 places smaller than Redington Beach sit within 50 miles.
- Larger places within 100 miles: 90.
Getting a loan in Redington Beach
Redington Beach is a fairly dense community of about 1,373 people, with 34 larger places inside a 50-mile radius. A Florida licence lets a lender serve Redington Beach without a local office, so branch density does not change what its 1,373 residents are offered. The nearest larger city, North Redington Beach, FL about 1 miles away.
Redington Beach in state context
Set beside Florida's 411 places, Redington Beach ranks 319th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 329th of 411 Florida places, putting it near the 20th percentile for growth. By density, at about 3,825 people per square mile, it ranks 90th in Florida. In land area, Redington Beach ranks 390th among Florida's 411 places.
How Florida law applies in Redington Beach
Below are the Florida rules that apply to a loan made in Redington Beach, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
Inside a Redington Beach personal loan
Redington Beach is a small community of about 1,373 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Redington Beach lender to disclose the APR and finance charge before you sign. The term you choose in Redington Beach decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Redington Beach
The Census Gazetteer records 0.4 square miles of land and 0.95 square miles of water within Redington Beach. The resulting density is about 3,825 people per square mile. Jacksonville, the largest place in Florida, is about 188 miles from Redington Beach. Counting outward 50 miles, 34 larger communities surround Redington Beach. By land area it ranks 390th of 411 Florida places.
Common questions
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Nearby places
- North Redington Beach, FL — population 1,469
- Madeira Beach, FL — population 3,999
- Redington Shores, FL — population 2,164
- Seminole, FL — population 19,252
- Indian Shores, FL — population 1,192
- Treasure Island, FL — population 6,522
- South Pasadena, FL — population 5,288
- Indian Rocks Beach, FL — population 3,640