Personal loans in Kendallville, IN
Kendallville is home to roughly 10,239 people and stands 83rd by size out of 565 Census places in Indiana. Kendallville is a small town in Indiana, with an estimated 10,239 residents, and every licensed lender here follows the same state rulebook. Judge Kendallville offers on total cost, not on how quickly the money arrives. When Indiana caps or restricts a product, lenders either change the terms or withdraw it from Kendallville as from the rest of the state. The trend for Kendallville between 2020 and 2023 is downward by roughly 0.3%. The nearest larger city is Auburn, IN about 12 miles away.
Kendallville: population, trend and location
Only a few things actually differ by place — population, area, location, and the Indiana rules a lender must follow — and they are below.
- Population: 10,239 residents; Kendallville is the 83rd-largest of 565 places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Down about 0.3% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 34 fewer since the 2020 base.
- Size percentile: bigger than about 85% of the places in Indiana, with 10,239 residents in Kendallville.
- Population density: 1,674 people per square mile on 6.1 square miles of land.
- Land area rank: Kendallville's 6.1 square miles rank 95th of 565 places in Indiana.
- Water area rank: Kendallville ranks 45th among Indiana's 565 places, with 0.22 sq mi.
- Share of state population: Kendallville's 10,239 residents are about 0.3% of Indiana.
- National rank: Kendallville sits 3,108th by population among the 19,457 places in this dataset.
- Growth rank: Kendallville ranks 348th among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: Kendallville's 0.3% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Kendallville places 178th among Indiana's places by people per square mile.
- Density in context: Kendallville's 1,674 people per square mile sit against a Indiana median of 1,375.
- Location: 41.4434, -85.2582 (US Census Bureau Gazetteer).
- Nearest larger cities: Auburn (12 mi); Huntertown (16 mi); Fort Wayne (25 mi); Sturgis (26 mi); New Haven (29 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Avilla (6 mi); Corunna (6 mi); Rome City (6 mi).
- Smaller neighbours: 109 places smaller than Kendallville sit within 50 miles.
- At 100 miles: 50 larger Census places fall inside that radius.
Before you apply in Kendallville
Before you apply in Kendallville, a community of about 10,239, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Indiana licence with the regulator listed on this page.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
None of these steps is Kendallville-specific: the same Indiana licensing and disclosure rules reach all 10,239 residents.
How Indiana law applies in Kendallville
Indiana has no separate rate rule for Kendallville; the sourced rows below are what reach every lender that serves its 10,239 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Kendallville on the map
The Census Gazetteer records 6.1 square miles of land and 0.22 square miles of water within Kendallville. The resulting density is about 1,674 people per square mile. Fort Wayne, the largest place in Indiana, is about 25 miles from Kendallville. Within 50 miles of Kendallville there are 13 larger Census places. Within the same 50 miles lie 109 smaller Census places.
What shapes a Kendallville personal loan
Most loans made to Kendallville's 10,239 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Kendallville's 10,239 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Kendallville loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Kendallville sits in Indiana
Among Indiana's 565 places, Kendallville sits at 83rd for population, a share of roughly 0.3% of the state. Its 2020-to-2023 change ranks 348th of 565 Indiana places, putting it near the 38th percentile for growth. At about 1,674 people per square mile, Kendallville is the 178th most densely settled place in Indiana. By land area, its 6.1 square miles rank 95th of 565 places in Indiana.
Common questions
What are my options in Kendallville if my credit is poor?
What loan size can I expect in Kendallville?
Do I have to pledge anything to borrow in Kendallville?
Does comparing loans in Kendallville cost me credit score points?
Nearby places
- Avilla, IN — population 2,475
- Rome City, IN — population 1,304
- Corunna, IN — population 240
- Wolcottville, IN — population 1,028
- Altona, IN — population 218
- Garrett, IN — population 6,661
- Albion, IN — population 2,222
- Hudson, IN — population 591