Personal loans in Hudson, IN
At about 591 residents, Hudson is larger than roughly 32% of the places in Indiana. Two households in Hudson with comparable incomes can still be offered different rates; the city's 591 residents are not the reason.
Use the calculator on this page to price an amount and term before you commit in Hudson. Lenders active in Hudson report to a Indiana supervisor, identified in the sourced rows below. Population in Hudson climbed about 1.5% over the three years from 2020 to 2023. The nearest larger city is Ashley, IN about 1 miles away.
Where Hudson stands
Set out below is Hudson's local context next to the state-level rules that reach every lender here.
- Population: 591 — Hudson ranks 385th of 565 communities in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Up about 1.5% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 9 more since the 2020 base.
- Size percentile: bigger than about 32% of the places in Indiana, with 591 residents in Hudson.
- Density: roughly 849 residents per square mile, spread over 0.7 sq mi of land.
- Land area rank: Hudson's 0.7 square miles rank 334th of 565 places in Indiana.
- State share: roughly 0.0% of Indiana's residents live in Hudson (591 people).
- Nationally: Hudson is the 12,496th-largest of 19,457 Census places in the dataset.
- Growth rank: Hudson's 2020-to-2023 change ranks 130th of 565 places in Indiana.
- Against the state trend: Hudson's 1.5% change compares with a Indiana average of +1.0% across its 565 places.
- Density in Indiana: Hudson ranks 445th by people per square mile.
- Against the state median: Hudson runs about 849 residents per square mile, where the Indiana median is 1,375.
- Location: coordinates 41.5318, -85.0840 (US Census Bureau Gazetteer).
- Nearest larger cities: Ashley (1 mi); Waterloo (7 mi); Angola (8 mi); Hamilton (9 mi); Kendallville (11 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Corunna (7 mi); Altona (13 mi); Orland (14 mi), each with its own Census population profile.
- Within a 50-mile radius: 34 smaller Census places.
- Larger places within 100 miles: 356.
The Hudson borrowing checklist
A sensible order of operations for a loan in Hudson, home to about 591 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Indiana licence with the regulator named above before committing.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Hudson-specific: the same Indiana licensing and disclosure rules reach all 591 residents.
What a Hudson borrower is actually offered
Most loans made to Hudson's 591 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Hudson loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Hudson loan but raises total interest, so the smallest payment is not the cheapest loan.
Borrowing reach in Hudson
At roughly 849 people per square mile, Hudson is moderately settled; 84 larger places lie within 50 miles. What is available to Hudson's 591 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. The nearest larger city, Ashley, IN about 1 miles away.
Which Indiana laws govern a loan in Hudson
Read the table as a lender's compliance picture for Hudson: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Where Hudson sits
Hudson's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 849 residents per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 31 miles. Counting outward 50 miles, 84 larger communities surround Hudson. The 100-mile radius contains 356 larger places.
Common questions
What are my options in Hudson if my credit is poor?
What loan size can I expect in Hudson?
Do I have to pledge anything to borrow in Hudson?
Does comparing loans in Hudson cost me credit score points?
Nearby places
- Ashley, IN — population 1,043
- Waterloo, IN — population 2,157
- Corunna, IN — population 240
- Angola, IN — population 9,456
- Hamilton, IN — population 1,554
- Auburn, IN — population 13,888
- Garrett, IN — population 6,661
- Altona, IN — population 218