Personal loans in Keensburg, IL

The nearest larger metro is Bellmont, IL about 3 miles away. Keensburg shed about 4.0% of its population between the 2020 base and the 2023 estimate. When Illinois caps or restricts a product, lenders either change the terms or withdraw it from Keensburg as from the rest of the state. Decide the purpose of the loan and your repayment plan before sharing any details with a Keensburg lender.

Keensburg by the numbers

Read the local figures below as context; read the sourced Illinois table as the rulebook a lender here must follow.

• Population: 169 residents; Keensburg is the 1,138th-largest of 1,294 places in Illinois (US Census Bureau, Vintage 2023).
• Population trend: Roughly 4.0% fewer residents than the 2020 Census counted.
• Net change: roughly 7 fewer people than the 2020 Census counted.
• Size percentile: Keensburg sits ahead of around 12% of Illinois places, at 169 people.
• Land and density: 0.3 square miles of land carry roughly 650 residents per square mile.
• Land area rank: Keensburg's 0.3 square miles rank 1,201st of 1,294 places in Illinois.
• State share: roughly 0.0% of Illinois's residents live in Keensburg (169 people).
• National rank: Keensburg is the 16,967th most populous of the 19,457 Census places covered here.
• Growth rank: Keensburg ranks 1,124th among Illinois's 1,294 places for the 2020-to-2023 change.
• Versus Illinois: the state average change is -2.0%, while Keensburg moved 4.0%.
• Density in Illinois: Keensburg ranks 899th by people per square mile.
• Density in context: Keensburg's 650 people per square mile sit against a Illinois median of 993.
• Location: 38.3518, -87.8683 (Census Gazetteer coordinates).
• Nearest larger cities: Bellmont (3 mi); Mount Carmel (7 mi); Bone Gap (10 mi); Grayville (10 mi); Albion (10 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Browns (6 mi); Griffin (11 mi); Phillipstown (17 mi).
• Smaller neighbours: 23 places smaller than Keensburg sit within 50 miles.
• Larger places within 100 miles: 371.

Borrowing reach in Keensburg

Keensburg is moderately settled, with about 650 people per square mile and 89 larger places within 50 miles. What is available to Keensburg's 169 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. The nearest larger city, Bellmont, IL about 3 miles away.

How a Keensburg personal loan is priced

With roughly 169 residents, Keensburg is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Keensburg lender to disclose the APR and finance charge before you sign. Shortening the term on a Keensburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Keensburg's place among Illinois's 1,294 places

Within Illinois, Keensburg holds roughly 0.0% of all residents, the 1,138th-largest share among 1,294 places. Its 2020-to-2023 change ranks 1,124th of 1,294 Illinois places, putting it near the 13th percentile for growth. By density, at about 650 people per square mile, it ranks 899th in Illinois. The population moved by about 7 people between 2020 and 2023, a 4.0% shift.

Keensburg: area, density and distance

The Census Gazetteer records about 0.3 square miles of land within Keensburg, with no significant water area listed. Spread across it are roughly 650 residents per square mile. The state's population centre of gravity, Chicago, is roughly 241 miles away. A 50-mile radius around Keensburg takes in 89 places that are larger. By land area it ranks 1,201st of 1,294 Illinois places.

Illinois consumer-lending rules applied in Keensburg

Illinois has no separate rate rule for Keensburg; the sourced rows below are what reach every lender that serves its 169 people.