Personal loans in Griffin, IN
Griffin's population held flat through the 2020-to-2023 comparison. A lender serving Griffin holds a Indiana licence and answers to a Indiana regulator; no city office is involved for its 142 residents. About 142 people live in Griffin, placing it 529th of 565 Census places in Indiana. The nearest larger metro is New Harmony, IN about 5 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Griffin's 142 residents. Judge Griffin offers on total cost, not on how quickly the money arrives.
Where Griffin stands
Only a few things actually differ by place — population, area, location, and the Indiana rules a lender must follow — and they are below.
- Population: an estimated 142 residents, 529th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: No meaningful shift since the 2020 count.
- Size percentile: about 6% of Indiana's Census places are smaller than Griffin.
- Population density: about 2,088 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Griffin's 0.1 square miles rank 558th of 565 places in Indiana.
- Within Indiana: about 0.0% of the state's population lives in Griffin.
- National standing: Griffin ranks 17,389th of 19,457 US places.
- Growth rank: Griffin's 2020-to-2023 change ranks 304th of 565 places in Indiana.
- Against the state trend: Griffin's 0.0% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Griffin is the 86th most densely settled place in Indiana.
- Density vs Indiana: Griffin's 2,088 people per square mile compare with a state median of 1,375.
- Location: coordinates 38.2043, -87.9149 (US Census Bureau Gazetteer).
- Nearest larger cities: New Harmony (5 mi); Grayville (6 mi); Poseyville (8 mi); Crossville (9 mi); Keensburg (11 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Phillipstown (7 mi); Browns (13 mi); Maunie (14 mi).
- Smaller places within 50 miles: 18 of them.
- At 100 miles: 379 larger Census places fall inside that radius.
Griffin against the rest of Indiana
Set beside Indiana's 565 places, Griffin ranks 529th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Griffin ranks 304th of 565 in Indiana (about the 46th percentile). Its roughly 2,088 residents per square mile place it 86th among Indiana's places. Within 50 miles sit 18 smaller Census places, alongside the 86 that are larger.
A practical checklist for Griffin borrowers
Before you hand your details to a lender in Griffin, where the population is near 142:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Indiana licence by checking the regulator named above.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
None of these steps is Griffin-specific: the same Indiana licensing and disclosure rules reach all 142 residents.
Indiana rules behind a Griffin personal loan
Read the table as a lender's compliance picture for Griffin: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
Getting a loan in Griffin
With about 2,088 residents per square mile, Griffin is fairly dense, and 86 larger Census places sit within 50 miles. What is available to Griffin's 142 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. The nearest larger city, New Harmony, IN about 5 miles away.
How a Griffin personal loan is priced
Most loans made to Griffin's 142 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Griffin can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Griffin loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Griffin if my credit is poor?
What loan size can I expect in Griffin?
Do I have to pledge anything to borrow in Griffin?
Does comparing loans in Griffin cost me credit score points?
Nearby places
- New Harmony, IN — population 686
- Grayville, IL — population 1,496
- Phillipstown, IL — population 34
- Poseyville, IN — population 967
- Keensburg, IL — population 169
- Crossville, IL — population 602
- Bellmont, IL — population 241
- Browns, IL — population 136