Personal loans in Kamrar, IA

Kamrar: population, trend and location

Set out below is Kamrar's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 176, 698th among Iowa's 940 places (Vintage 2023).
• Population trend: A drop of about 3.3% from 2020 to 2023.
• Absolute change: 6 residents lost between 2020 and 2023.
• Size percentile: with 176 residents, Kamrar is larger than about 26% of Iowa's Census places.
• Population density: about 207 people per square mile (Census land area 0.9 sq mi).
• By land area: Kamrar ranks 464th among Iowa's 940 places, at 0.9 sq mi.
• State population share: Kamrar accounts for about 0.0% of everyone in Iowa.
• National rank: Kamrar sits 16,848th by population among the 19,457 places in this dataset.
• Growth rank: Kamrar ranks 856th among Iowa's 940 places for the 2020-to-2023 change.
• Against the state trend: Kamrar's 3.3% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Kamrar is the 810th most densely settled place in Iowa.
• Against the state median: Kamrar runs about 207 residents per square mile, where the Iowa median is 672.
• Location: coordinates 42.3896, -93.7278 (US Census Bureau Gazetteer).
• Nearest larger cities: Webster City (7 mi); Jewell Junction (7 mi); Stanhope (8 mi); Ellsworth (9 mi); Williams (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Randall (12 mi); Woolstock (13 mi); Buckeye (18 mi).
• Smaller neighbours: 39 places smaller than Kamrar sit within 50 miles.
• Within 100 miles: 397 places are larger than Kamrar.

Iowa consumer-lending rules applied in Kamrar

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Kamrar lender must follow.

Kamrar: area, density and distance

Inside Kamrar's boundaries lie about 0.9 square miles of land, with no significant water area recorded. Spread across it are roughly 207 residents per square mile. Des Moines, the largest place in Iowa, is about 57 miles from Kamrar. Counting outward 50 miles, 105 larger communities surround Kamrar. Within the same 50 miles lie 39 smaller Census places.

The Kamrar borrowing checklist

A sensible order of operations for a loan in Kamrar, home to about 176 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Iowa licence with the regulator named above before committing.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Be clear on what the loan is for and how it gets repaid.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Kamrar-specific: the same Iowa licensing and disclosure rules reach all 176 residents.

How a Kamrar personal loan is priced

A Kamrar personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 176 residents. Federal Truth in Lending rules require a Kamrar lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Kamrar loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Kamrar sits in Iowa

Within Iowa, Kamrar holds roughly 0.0% of all residents, the 698th-largest share among 940 places. For population change between 2020 and 2023, Kamrar ranks 856th of 940 in Iowa (about the 9th percentile). Its roughly 207 residents per square mile place it 810th among Iowa's places. The population moved by about 6 people between 2020 and 2023, a 3.3% shift.