Personal loans in Judsonia, AR

Pull your credit reports and line up at least three offers before you apply from Judsonia. Which products a lender may offer to Judsonia's 1,881 residents follows from the Arkansas consumer-lending framework. Population in Judsonia climbed about 1.3% over the three years from 2020 to 2023. The next larger city is Bald Knob, AR about 5 miles away.

Local context for Judsonia

Most of what governs a Judsonia loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.

• Population: about 1,881, ranked 141st of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is positive, near 1.3%.
• Net change: roughly 25 more people than the 2020 Census counted.
• Size percentile: about 72% of Arkansas's Census places are smaller than Judsonia.
• Land and density: 2.9 square miles of land carry roughly 652 residents per square mile.
• Land area: Judsonia covers 2.9 square miles, the 198th-largest area among Arkansas's 500 places.
• Water area rank: Judsonia ranks 161st among Arkansas's 500 places, with 0.02 sq mi.
• Share of Arkansas: Judsonia holds about 0.1% of the state's population, some 1,881 people.
• National rank: Judsonia sits 7,849th by population among the 19,457 places in this dataset.
• Growth rank: Judsonia ranks 154th among Arkansas's 500 places for the 2020-to-2023 change.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Judsonia's 1.3%.
• Density rank: Judsonia places 134th among Arkansas's places by people per square mile.
• Against the state median: Judsonia runs about 652 residents per square mile, where the Arkansas median is 386.
• Location: 35.2764, -91.6416 (Census Gazetteer coordinates).
• Nearest larger cities: Bald Knob (5 mi); Searcy (6 mi); Augusta (16 mi); Beebe (20 mi); Ward (25 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Kensett (3 mi); West Point (5 mi); Higginson (7 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 64 smaller Census places.
• Larger places within 100 miles: 82.

How Arkansas law applies in Judsonia

When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Judsonia is bound by the same rules.

How personal loans work in Judsonia

A Judsonia personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,881 residents. The APR tracks your credit score rather than Judsonia's rank of 141st in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Judsonia decides the split between a comfortable payment and the total interest you pay.

Judsonia on the map

Inside Judsonia's boundaries lie roughly 2.9 square miles of land and 0.02 square miles of water. Spread across it are roughly 652 residents per square mile. For the state's biggest city, Little Rock, the distance is roughly 56 miles. A 50-mile radius around Judsonia takes in 25 places that are larger. The 100-mile radius contains 82 larger places.

Judsonia's place among Arkansas's 500 places

Against Arkansas's other places, Judsonia accounts for about 0.1% of the state's population and ranks 141st of 500 by size. On the 2020-to-2023 trend, Judsonia stands 154th among Arkansas's 500 places — roughly the 69th percentile. By density, at about 652 people per square mile, it ranks 134th in Arkansas. Within 50 miles sit 64 smaller Census places, alongside the 25 that are larger.

Steps to take before a Judsonia loan

For Judsonia's roughly 1,881 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Arkansas licence with the regulator listed on this page.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Judsonia-specific: the same Arkansas licensing and disclosure rules reach all 1,881 residents.