Personal loans in Griffithville, AR
For a borrower among the roughly 156 residents of Griffithville, a personal loan is a tool whose cost turns on the terms, not the address. About 156 people live in Griffithville, placing it 405th of 500 Census places in Arkansas.
Population in Griffithville dropped about 0.6% over the three years from 2020 to 2023. Consumer lending that reaches Griffithville's 156 residents is governed by Arkansas statute; no city ordinance changes it. Verify the lender's Arkansas licence against the regulator named below before borrowing in Griffithville. The nearest larger metro is West Point, AR about 6 miles away.
Griffithville: the sourced local profile
What follows is Griffithville's place in the Census record, alongside the Arkansas rules that govern a personal loan made here.
- Population: 156 people, a figure that places Griffithville 405th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.6%.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: about 19% of Arkansas communities are smaller than Griffithville (156 residents).
- Density: roughly 285 residents per square mile, spread over 0.5 sq mi of land.
- Land area rank: Griffithville's 0.5 square miles rank 412th of 500 places in Arkansas.
- State share: roughly 0.0% of Arkansas's residents live in Griffithville (156 people).
- National rank: Griffithville is the 17,196th most populous of the 19,457 Census places covered here.
- Growth rank: Griffithville's 2020-to-2023 change ranks 267th of 500 places in Arkansas.
- Against the state trend: Griffithville's 0.6% change compares with a Arkansas average of +0.3% across its 500 places.
- Density in Arkansas: Griffithville ranks 316th by people per square mile.
- Density vs Arkansas: Griffithville's 285 people per square mile compare with a state median of 386.
- Location: the Census Gazetteer records it at 35.1231, -91.6450.
- Nearest larger cities: West Point (6 mi); Higginson (6 mi); Garner (8 mi); Kensett (8 mi); Searcy (10 mi). Lenders licensed in the state serve Griffithville whether or not they keep a local branch.
- Smaller communities close by: Georgetown (11 mi); Mount Vernon (28 mi); Fargo (29 mi), each with its own Census population profile.
- Smaller places within 50 miles: 14 of them.
- Within 100 miles: 257 places are larger than Griffithville.
What to do before borrowing in Griffithville
These steps shape the offer you get in Griffithville, a place of about 156 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Arkansas licence by checking the regulator named above.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
What differs between Griffithville and the rest of Arkansas is not the process but the borrower's own file, among the 156 people here.
How Arkansas law applies in Griffithville
When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Griffithville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Getting a loan in Griffithville
With about 285 residents per square mile, Griffithville is lightly settled, and 79 larger Census places sit within 50 miles. What is available to Griffithville's 156 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is West Point, AR about 6 miles away.
Griffithville: area, density and distance
Griffithville's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 285 residents per square mile. The largest place in Arkansas, Little Rock, lies about 49 miles away. Within 50 miles of Griffithville there are 79 larger Census places. Within the same 50 miles lie 14 smaller Census places.
Griffithville in state context
Against Arkansas's other places, Griffithville accounts for about 0.0% of the state's population and ranks 405th of 500 by size. On the 2020-to-2023 trend, Griffithville stands 267th among Arkansas's 500 places — roughly the 47th percentile. Its roughly 285 residents per square mile place it 316th among Arkansas's places. In land area, Griffithville ranks 412th among Arkansas's 500 places.
Common questions
What are my options in Griffithville if my credit is poor?
What loan size can I expect in Griffithville?
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Does comparing loans in Griffithville cost me credit score points?
Nearby places
- West Point, AR — population 171
- Higginson, AR — population 851
- Kensett, AR — population 1,404
- Garner, AR — population 214
- Searcy, AR — population 23,813
- Judsonia, AR — population 1,881
- McRae, AR — population 611
- Georgetown, AR — population 84