Personal loans in Jourdanton, TX
Lenders active in Jourdanton report to a Texas supervisor, identified in the sourced rows below. The Census counts 4,304 people in Jourdanton, the 406th-largest figure among Texas's 1,224 places. In Jourdanton, one of 1,224 Census places in Texas, the figure to compare across lenders is the APR, not the advertised rate. The trend for Jourdanton between 2020 and 2023 is upward by roughly 5.5%. Compare APR, not the interest rate, because the APR folds in most fees on a Jourdanton loan. The nearest larger metro is Pleasanton, TX about 4 miles away.
The Jourdanton data picture
Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.
- Population: 4,304 residents; Jourdanton is the 406th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 5.5% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 226 residents.
- Size percentile: about 67% of Texas's Census places are smaller than Jourdanton.
- Population density: about 1,183 people per square mile (Census land area 3.6 sq mi).
- Land area: Jourdanton covers 3.6 square miles, the 472nd-largest area among Texas's 1,224 places.
- State share: roughly 0.0% of Texas's residents live in Jourdanton (4,304 people).
- Nationally: Jourdanton is the 5,258th-largest of 19,457 Census places in the dataset.
- Growth rank: Jourdanton ranks 405th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Jourdanton moved 5.5%.
- Density rank: Jourdanton places 407th among Texas's places by people per square mile.
- Against the state median: Jourdanton runs about 1,183 residents per square mile, where the Texas median is 840.
- Location: 28.9140 / -98.5408, per the US Census Bureau Gazetteer.
- Nearest larger cities: Pleasanton (4 mi); Sandy Oaks (20 mi); Devine (27 mi); Floresville (28 mi); Pearsall (34 mi). Larger metros often have more branches, but online lenders reach Jourdanton on the same terms.
- Smaller places nearby: Poteet (9 mi); Christine (9 mi); Charlotte (10 mi).
- Smaller neighbours: 29 places smaller than Jourdanton sit within 50 miles.
- Larger places within 100 miles: 44.
The geography behind Jourdanton
Jourdanton's land area is roughly 3.6 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,183 people per square mile. The largest place in Texas, Houston, lies about 199 miles away. Within 50 miles of Jourdanton there are 19 larger Census places. By land area it ranks 472nd of 1,224 Texas places.
Which Texas laws govern a loan in Jourdanton
These are Texas's sourced lending facts as they reach Jourdanton's 4,304 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How a Jourdanton personal loan is priced
Jourdanton is a small community of about 4,304 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Jourdanton lender to disclose the APR and finance charge before you sign. Shortening the term on a Jourdanton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Borrowing reach in Jourdanton
At roughly 1,183 people per square mile, Jourdanton is moderately settled; 19 larger places lie within 50 miles. What is available to Jourdanton's 4,304 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Pleasanton, TX about 4 miles away.
How Jourdanton compares across Texas
Among Texas's 1,224 places, Jourdanton sits at 406th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Jourdanton stands 405th among Texas's 1,224 places — roughly the 67th percentile. At about 1,183 people per square mile, Jourdanton is the 407th most densely settled place in Texas. The population moved by about 226 people between 2020 and 2023, a 5.5% shift.
Common questions
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Nearby places
- Pleasanton, TX — population 11,195
- Poteet, TX — population 2,992
- Christine, TX — population 354
- Charlotte, TX — population 1,596
- Sandy Oaks, TX — population 5,480
- Somerset, TX — population 1,806
- Von Ormy, TX — population 1,194
- Elmendorf, TX — population 2,398