Personal loans in Jellico, TN

With roughly 2,132 residents, Jellico is a small community, and the lending rules its borrowers live under are written in Tennessee, not by the city. Use the calculator on this page to price an amount and term before you commit in Jellico. To lend to Jellico's 2,132 residents, a company must hold a Tennessee licence, and each sourced row below names the regulator behind it. The 2020 count to the 2023 estimate shows about 1.0% decline in Jellico. The closest larger place is Williamsburg, KY about 12 miles away.

Jellico: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Tennessee rules a lender must follow — and they are below.

• Population: about 2,132, ranked 165th of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 1.0%.
• Absolute change: 22 residents lost between 2020 and 2023.
• Size percentile: roughly 52% of Tennessee's places have fewer residents than Jellico's 2,132.
• Density: roughly 343 residents per square mile, spread over 6.2 sq mi of land.
• Land area rank: Jellico's 6.2 square miles rank 138th of 344 places in Tennessee.
• Water: Jellico holds about 0.07 square miles, the 61st-largest water area in Tennessee.
• Share of Tennessee: Jellico holds about 0.1% of the state's population, some 2,132 people.
• National standing: Jellico ranks 7,406th of 19,457 US places.
• Growth rank: Jellico ranks 287th among Tennessee's 344 places for the 2020-to-2023 change.
• Against the state trend: Jellico's 1.0% change compares with a Tennessee average of +2.4% across its 344 places.
• Density rank: Jellico places 244th among Tennessee's places by people per square mile.
• Density in context: Jellico's 343 people per square mile sit against a Tennessee median of 553.
• Location: mapped by the US Census Bureau at 36.5716, -84.1162.
• Nearest larger cities: Williamsburg (12 mi); La Follette (14 mi); Jacksboro (17 mi); Caryville (19 mi); Middlesborough (22 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Winfield (18 mi); Rocky Top (24 mi); Huntsville (24 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 19 smaller Census places.
• Within 100 miles: 87 places are larger than Jellico.

Jellico: area, density and distance

Jellico's land area is about 6.2 square miles; a further 0.07 square miles is water. Spread across it are roughly 343 residents per square mile. For the state's biggest city, Memphis, the distance is roughly 343 miles. Within 50 miles of Jellico there are 24 larger Census places. Within the same 50 miles lie 19 smaller Census places.

Inside a Jellico personal loan

A Jellico personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,132 residents. Because pricing is borrower-level, two people in Jellico can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Jellico loan but raises total interest, so the smallest payment is not the cheapest loan.

A pre-application checklist for Jellico

A sensible order of operations for a loan in Jellico, home to about 2,132 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Tennessee regulator's records to confirm the lender is licensed here.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Jellico as elsewhere in Tennessee, the written terms — not the advertisement — are what count for its 2,132 residents.

What Tennessee law requires in Jellico

Below are the Tennessee rules that apply to a loan made in Jellico, each with the regulator that issued it.

Jellico's place among Tennessee's 344 places

Set beside Tennessee's 344 places, Jellico ranks 165th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Jellico ranks 287th of 344 in Tennessee (about the 17th percentile). By density, at about 343 people per square mile, it ranks 244th in Tennessee. Between 2020 and 2023 the count changed by roughly 22 residents.