Personal loans in Jacksboro, TN
The Census counts 2,279 people in Jacksboro, the 155th-largest figure among Tennessee's 344 places. The roughly 2,279 people who live in Jacksboro borrow under Tennessee rules; city hall sets no personal-loan rate. For a community of about 2,279, the practical step is to compare APR across at least three lenders before committing. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Jacksboro's 2,279 residents. The 2020 count to the 2023 estimate shows about 1.1% decline in Jacksboro. The nearest larger city is La Follette, TN about 5 miles away.
What the Census records for Jacksboro
Two layers matter for a Jacksboro borrower: the local population picture and Tennessee's consumer-lending statutes.
- Population: 2,279 people, a figure that places Jacksboro 155th among the 344 Census places in Tennessee (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.1% from 2020 to 2023.
- People gained or lost: about 25 fewer since the 2020 base.
- Size percentile: roughly 55% of Tennessee places rank below Jacksboro.
- Population density: about 883 people per square mile across 2.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Jacksboro ranks 232nd among Tennessee's 344 places, at 2.6 sq mi.
- Share of Tennessee: Jacksboro holds about 0.1% of the state's population, some 2,279 people.
- National rank: Jacksboro sits 7,154th by population among the 19,457 places in this dataset.
- Growth in Tennessee: Jacksboro stands 290th by percentage change from 2020 to 2023, among 344 places.
- Versus Tennessee: the state average change is +2.4%, while Jacksboro moved 1.1%.
- Density rank: Jacksboro is the 91st most densely settled place in Tennessee.
- Density in context: Jacksboro's 883 people per square mile sit against a Tennessee median of 553.
- Location: it lies at 36.3352, -84.1927 in the Census Gazetteer.
- Nearest larger cities: La Follette (5 mi); Clinton (17 mi); Oneida (22 mi); Oliver Springs (22 mi); Maynardville (22 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Caryville (2 mi); Rocky Top (8 mi); Norris (11 mi).
- Smaller neighbours: 23 places smaller than Jacksboro sit within 50 miles.
- Within 100 miles: 79 places are larger than Jacksboro.
The Tennessee lending rules that reach Jacksboro
The rows below set out what a licensed lender must follow in Tennessee, and so for Jacksboro's roughly 2,279 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Steps to take before a Jacksboro loan
These steps shape the offer you get in Jacksboro, a place of about 2,279 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Tennessee licence with the regulator named above before committing.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
In Jacksboro as elsewhere in Tennessee, the written terms — not the advertisement — are what count for its 2,279 residents.
The anatomy of a Jacksboro personal loan
In Jacksboro, a small community of about 2,279, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Jacksboro lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Jacksboro loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Jacksboro sits
Jacksboro covers about 2.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 2,279 residents, the land area yields roughly 883 people per square mile. Memphis, the largest place in Tennessee, is about 335 miles from Jacksboro. Jacksboro has 26 larger places within a 50-mile radius. Within the same 50 miles lie 23 smaller Census places.
How Jacksboro compares across Tennessee
Within Tennessee, Jacksboro holds roughly 0.1% of all residents, the 155th-largest share among 344 places. On the 2020-to-2023 trend, Jacksboro stands 290th among Tennessee's 344 places — roughly the 16th percentile. At about 883 people per square mile, Jacksboro is the 91st most densely settled place in Tennessee. Within 50 miles sit 23 smaller Census places, alongside the 26 that are larger.
Common questions
What are my options in Jacksboro if my credit is poor?
What loan size can I expect in Jacksboro?
Do I have to pledge anything to borrow in Jacksboro?
Does comparing loans in Jacksboro cost me credit score points?
Nearby places
- Caryville, TN — population 2,191
- La Follette, TN — population 7,242
- Rocky Top, TN — population 1,640
- Norris, TN — population 1,620
- Clinton, TN — population 10,337
- Jellico, TN — population 2,132
- Oliver Springs, TN — population 3,398
- Huntsville, TN — population 1,735