Personal loans in Industry, TX
The roughly 282 people who live in Industry borrow under Texas rules; city hall sets no personal-loan rate. Price two or three terms so you can see which payment is truly affordable in Industry. Industry is home to roughly 282 people and stands 1,101st by size out of 1,224 Census places in Texas. When Texas caps or restricts a product, lenders either change the terms or withdraw it from Industry as from the rest of the state. Industry gained roughly 5.6% in population across the 2020-to-2023 comparison. The nearest larger metro is Bellville, TX about 14 miles away.
Industry: population, trend and location
Industry is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 282 people live here, which puts Industry 1,101st of 1,224 Census places in Texas (Vintage 2023).
- Population trend: About 5.6% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 15 residents.
- Size percentile: bigger than about 10% of the places in Texas, with 282 residents in Industry.
- Land and density: 1.1 square miles of land carry roughly 264 residents per square mile.
- By land area: Industry ranks 984th among Texas's 1,224 places, at 1.1 sq mi.
- Water area: Industry has 0.01 square miles of water, ranking 517th of 1,224 places in Texas.
- Within Texas: about 0.0% of the state's population lives in Industry.
- National standing: Industry ranks 15,336th of 19,457 US places.
- Growth rank: Industry's 2020-to-2023 change ranks 398th of 1,224 places in Texas.
- Versus Texas: the state average change is +6.5%, while Industry moved 5.6%.
- Density rank: Industry places 1,068th among Texas's places by people per square mile.
- Against the state median: Industry runs about 264 residents per square mile, where the Texas median is 840.
- Location: 29.9674, -96.4971 (Census Gazetteer coordinates).
- Nearest larger cities: Bellville (14 mi); Brenham (15 mi); Ellinger (15 mi); Columbus (19 mi); La Grange (23 mi). Larger metros often have more branches, but online lenders reach Industry on the same terms.
- Smaller towns nearby: Fayetteville (12 mi); Round Top (14 mi); Carmine (17 mi).
- Smaller neighbours: 6 places smaller than Industry sit within 50 miles.
- Larger places within 100 miles: 222.
The anatomy of a Industry personal loan
Most loans made to Industry's 282 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Industry. The term you choose in Industry decides the split between a comfortable payment and the total interest you pay.
Getting a loan in Industry
At roughly 264 people per square mile, Industry is lightly settled; 42 larger places lie within 50 miles. Whether Industry has a local branch or not, a Texas-licensed lender can serve its 282 people online on the same terms. The nearest larger city, Bellville, TX about 14 miles away.
How Texas law applies in Industry
Read the table as a lender's compliance picture for Industry: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
How Industry compares across Texas
Within Texas, Industry holds roughly 0.0% of all residents, the 1,101st-largest share among 1,224 places. For population change between 2020 and 2023, Industry ranks 398th of 1,224 in Texas (about the 67th percentile). By density, at about 264 people per square mile, it ranks 1,068th in Texas. In land area, Industry ranks 984th among Texas's 1,224 places.
Industry: area, density and distance
The Census Gazetteer records 1.1 square miles of land and 0.01 square miles of water within Industry. The resulting density is about 264 people per square mile. The largest place in Texas, Houston, lies about 68 miles away. Industry has 42 larger places within a 50-mile radius. By land area it ranks 984th of 1,224 Texas places.
Common questions
What are my options in Industry if my credit is poor?
What loan size can I expect in Industry?
Do I have to pledge anything to borrow in Industry?
Does comparing loans in Industry cost me credit score points?
Nearby places
- Fayetteville, TX — population 250
- Brenham, TX — population 19,142
- Round Top, TX — population 93
- Bellville, TX — population 4,217
- Burton, TX — population 282
- Ellinger, TX — population 296
- Carmine, TX — population 248
- Columbus, TX — population 3,786