Personal loans in Industry, TX

The roughly 282 people who live in Industry borrow under Texas rules; city hall sets no personal-loan rate. Price two or three terms so you can see which payment is truly affordable in Industry. Industry is home to roughly 282 people and stands 1,101st by size out of 1,224 Census places in Texas. When Texas caps or restricts a product, lenders either change the terms or withdraw it from Industry as from the rest of the state. Industry gained roughly 5.6% in population across the 2020-to-2023 comparison. The nearest larger metro is Bellville, TX about 14 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Industry: population, trend and location

Industry is a small community; the notes below cover its population profile and the statewide rules that apply.

The anatomy of a Industry personal loan

Most loans made to Industry's 282 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Industry. The term you choose in Industry decides the split between a comfortable payment and the total interest you pay.

Getting a loan in Industry

At roughly 264 people per square mile, Industry is lightly settled; 42 larger places lie within 50 miles. Whether Industry has a local branch or not, a Texas-licensed lender can serve its 282 people online on the same terms. The nearest larger city, Bellville, TX about 14 miles away.

How Texas law applies in Industry

Read the table as a lender's compliance picture for Industry: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16

How Industry compares across Texas

Within Texas, Industry holds roughly 0.0% of all residents, the 1,101st-largest share among 1,224 places. For population change between 2020 and 2023, Industry ranks 398th of 1,224 in Texas (about the 67th percentile). By density, at about 264 people per square mile, it ranks 1,068th in Texas. In land area, Industry ranks 984th among Texas's 1,224 places.

Industry: area, density and distance

The Census Gazetteer records 1.1 square miles of land and 0.01 square miles of water within Industry. The resulting density is about 264 people per square mile. The largest place in Texas, Houston, lies about 68 miles away. Industry has 42 larger places within a 50-mile radius. By land area it ranks 984th of 1,224 Texas places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Industry if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Industry is the same as anywhere in Texas.
What loan size can I expect in Industry?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Industry?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Industry cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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