Personal loans in Ellinger, TX

Personal loans in Ellinger are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 296 population. The trend for Ellinger between 2020 and 2023 is upward by roughly 3.1%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Ellinger's 296 residents are no exception. The nearest larger metro is Weimar, TX about 10 miles away.

Where Ellinger stands

What follows is Ellinger's place in the Census record, alongside the Texas rules that govern a personal loan made here.

• Population: 296 — Ellinger ranks 1,088th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 3.1% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 9 residents.
• Size percentile: about 11% of Texas communities are smaller than Ellinger (296 residents).
• Land and density: 0.5 square miles of land carry roughly 652 residents per square mile.
• By land area: Ellinger ranks 1,164th among Texas's 1,224 places, at 0.5 sq mi.
• State share: roughly 0.0% of Texas's residents live in Ellinger (296 people).
• National rank: Ellinger is the 15,160th most populous of the 19,457 Census places covered here.
• Growth in Texas: Ellinger stands 565th by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Ellinger moved 3.1%.
• Density rank: Ellinger places 763rd among Texas's places by people per square mile.
• Density in context: Ellinger's 652 people per square mile sit against a Texas median of 840.
• Location: mapped by the US Census Bureau at 29.8375, -96.7050.
• Nearest larger cities: Weimar (10 mi); La Grange (11 mi); Columbus (13 mi); Schulenburg (16 mi); Flatonia (26 mi). Larger metros often have more branches, but online lenders reach Ellinger on the same terms.
• Nearest smaller towns: Fayetteville (5 mi); Industry (15 mi); Round Top (16 mi).
• Within a 50-mile radius: 6 smaller Census places.
• At 100 miles: 212 larger Census places fall inside that radius.

Where Ellinger sits in Texas

Ellinger is the 1,088th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 565th of 1,224 Texas places, putting it near the 54th percentile for growth. By density, at about 652 people per square mile, it ranks 763rd in Texas. Within 50 miles sit 6 smaller Census places, alongside the 36 that are larger.

A practical checklist for Ellinger borrowers

For Ellinger's roughly 296 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Texas licence with the regulator named above before committing.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

What differs between Ellinger and the rest of Texas is not the process but the borrower's own file, among the 296 people here.

Land, water and location for Ellinger

The Census Gazetteer records about 0.5 square miles of land within Ellinger, with no significant water area listed. That land carries about 652 people per square mile. Houston, the largest place in Texas, is about 79 miles from Ellinger. Counting outward 50 miles, 36 larger communities surround Ellinger. The 100-mile radius contains 212 larger places.

Texas rules behind a Ellinger personal loan

Read the table as a lender's compliance picture for Ellinger: the rule, the sourced figure, the publisher and the date.

The anatomy of a Ellinger personal loan

Most loans made to Ellinger's 296 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Ellinger can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Ellinger loan is knowable in advance — unlike a revolving card balance.