Personal loans in Hyannis, NE
The first question in Hyannis is not the rate on offer but whether the payment fits; about 150 people live here under Nebraska lending law. With 150 residents, Hyannis outranks about 30% of the communities in Nebraska. Census figures put the 2020-to-2023 decrease in Hyannis at about 7.4%. For the 150 people in Hyannis, Nebraska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Compare APR, not the interest rate, because the APR folds in most fees on a Hyannis loan. A larger market lies at Mullen, NE about 37 miles away.
Where Hyannis stands
Here is the sourced Census picture for Hyannis, plus the Nebraska lending rules that apply to a loan taken out here.
- Population: about 150 people live here, which puts Hyannis 368th of 527 Census places in Nebraska (Vintage 2023).
- Population trend: A loss of roughly 7.4% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 12 residents.
- Size percentile: roughly 30% of Nebraska's places have fewer residents than Hyannis's 150.
- Population density: about 288 people per square mile (Census land area 0.5 sq mi).
- Land area rank: Hyannis's 0.5 square miles rank 220th of 527 places in Nebraska.
- State share: roughly 0.0% of Nebraska's residents live in Hyannis (150 people).
- National rank: Hyannis is 17,283rd of 19,457 places nationwide.
- Growth in Nebraska: Hyannis stands 521st by percentage change from 2020 to 2023, among 527 places.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Hyannis's 7.4%.
- Density in Nebraska: Hyannis ranks 452nd by people per square mile.
- Density vs Nebraska: Hyannis's 288 people per square mile compare with a state median of 830.
- Location: coordinates 42.0005, -101.7622 (US Census Bureau Gazetteer).
- Nearest larger cities: Mullen (37 mi); Lewellen (50 mi); Oshkosh (51 mi); Alliance (58 mi); Gordon (60 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Arthur (30 mi); Clinton (60 mi); Broadwater (63 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 1 of them.
- At 100 miles: 45 larger Census places fall inside that radius.
Hyannis: area, density and distance
Hyannis covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 288 people per square mile. The state's population centre of gravity, Omaha, is roughly 299 miles away. Hyannis has 1 larger places within a 50-mile radius. Within the same 50 miles lie 1 smaller Census places.
A practical checklist for Hyannis borrowers
These steps shape the offer you get in Hyannis, a place of about 150 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Nebraska licence with the regulator named above before committing.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
In Hyannis as elsewhere in Nebraska, the written terms — not the advertisement — are what count for its 150 residents.
How lenders reach Hyannis
Hyannis is lightly settled, with about 288 people per square mile and 1 larger places within 50 miles. What is available to Hyannis's 150 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Mullen, NE about 37 miles away.
Inside a Hyannis personal loan
Most loans made to Hyannis's 150 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hyannis. A longer term lowers the monthly payment on a Hyannis loan but raises total interest, so the smallest payment is not the cheapest loan.
What Nebraska law requires in Hyannis
Nebraska has no separate rate rule for Hyannis; the sourced rows below are what reach every lender that serves its 150 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Common questions
What are my options in Hyannis if my credit is poor?
What loan size can I expect in Hyannis?
Do I have to pledge anything to borrow in Hyannis?
Does comparing loans in Hyannis cost me credit score points?
Nearby places
- Arthur, NE — population 120
- Mullen, NE — population 461
- Lewellen, NE — population 167
- Oshkosh, NE — population 770
- Ogallala, NE — population 4,680
- Brule, NE — population 311
- Gordon, NE — population 1,444
- Merriman, NE — population 88