Personal loans in Hurley, WI

Hurley is one of 605 Census places in Wisconsin; its 1,555 residents put it at 298th. Hurley lost roughly 0.5% of its population across the 2020-to-2023 comparison.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Two households in Hurley with comparable incomes can still be offered different rates; the city's 1,555 residents are not the reason. State law, not city hall, decides what a lender may do to Hurley's roughly 1,555 residents, and a state regulator supervises it. Decide the purpose of the loan and your repayment plan before sharing any details with a Hurley lender. Borrowers who want a bigger city can look to Ironwood, MI about 3 miles away.

Borrowing in Hurley: the local picture

Hurley is a small community; the notes below cover its population profile and the statewide rules that apply.

Where Hurley sits

Hurley's land area is about 3.2 square miles; a further 0.15 square miles is water. With 1,555 residents, the land area yields roughly 479 people per square mile. Milwaukee, the largest place in Wisconsin, is about 258 miles from Hurley. A 50-mile radius around Hurley takes in 6 places that are larger. By land area it ranks 222nd of 605 Wisconsin places.

Hurley's place among Wisconsin's 605 places

Against Wisconsin's other places, Hurley accounts for about 0.0% of the state's population and ranks 298th of 605 by size. On the 2020-to-2023 trend, Hurley stands 337th among Wisconsin's 605 places — roughly the 44th percentile. Its roughly 479 residents per square mile place it 430th among Wisconsin's places. The population moved by about 8 people between 2020 and 2023, a 0.5% shift.

Which Wisconsin laws govern a loan in Hurley

For the roughly 1,555 residents of Hurley, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16

What a Hurley borrower is actually offered

With roughly 1,555 residents, Hurley is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Hurley loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Hurley decides the split between a comfortable payment and the total interest you pay.

Lender access in Hurley

Hurley is lightly settled, with about 479 people per square mile and 6 larger places within 50 miles. What is available to Hurley's 1,555 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Ironwood, MI about 3 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hurley if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hurley is the same as anywhere in Wisconsin.
What loan size can I expect in Hurley?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hurley?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hurley cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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