Personal loans in Butternut, WI

The trend for Butternut between 2020 and 2023 is upward by roughly 0.5%. A lender that serves Butternut operates under Wisconsin lending statutes and a Wisconsin supervisor. Use the calculator on this page to price an amount and term before you commit in Butternut. A larger market lies at Park Falls, WI about 6 miles away.

Where Butternut stands

What follows is Butternut's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.

• Population: about 367 people live here, which puts Butternut 521st of 605 Census places in Wisconsin (Vintage 2023).
• Population trend: About 0.5% above the 2020 Census base.
• Absolute change: 2 residents added between 2020 and 2023.
• Size percentile: roughly 14% of Wisconsin's places have fewer residents than Butternut's 367.
• Population density: about 232 people per square mile (Census land area 1.6 sq mi).
• Land area: Butternut covers 1.6 square miles, the 377th-largest area among Wisconsin's 605 places.
• Share of Wisconsin: Butternut holds about 0.0% of the state's population, some 367 people.
• Nationally: Butternut is the 14,440th-largest of 19,457 Census places in the dataset.
• Growth rank: Butternut's 2020-to-2023 change ranks 198th of 605 places in Wisconsin.
• Versus Wisconsin: the state average change is +0.4%, while Butternut moved 0.5%.
• Density rank: Butternut places 542nd among Wisconsin's places by people per square mile.
• Density in context: Butternut's 232 people per square mile sit against a Wisconsin median of 800.
• Location: coordinates 46.0133, -90.4974 (US Census Bureau Gazetteer).
• Nearest larger cities: Park Falls (6 mi); Phillips (23 mi); Mellen (23 mi); Montreal (31 mi); Hurley (33 mi). Online lenders reach Butternut no matter how far the nearest branch is.
• Nearest smaller towns: Winter (28 mi); Catawba (33 mi); Kennan (34 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 11 smaller Census places.
• Larger places within 100 miles: 101.

Inside a Butternut personal loan

Butternut is a small community of about 367 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Butternut's rank of 521st in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Butternut loan but raises total interest, so the smallest payment is not the cheapest loan.

What Wisconsin law requires in Butternut

Read the table as a lender's compliance picture for Butternut: the rule, the sourced figure, the publisher and the date.

A pre-application checklist for Butternut

Complete these steps first when you borrow in Butternut (367 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Wisconsin regulator's licence records before you sign.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Check that the monthly payment fits your budget next to your existing obligations.

None of these steps is Butternut-specific: the same Wisconsin licensing and disclosure rules reach all 367 residents.

Butternut against the rest of Wisconsin

Within Wisconsin, Butternut holds roughly 0.0% of all residents, the 521st-largest share among 605 places. On the 2020-to-2023 trend, Butternut stands 198th among Wisconsin's 605 places — roughly the 67th percentile. By density, at about 232 people per square mile, it ranks 542nd in Wisconsin. In land area, Butternut ranks 377th among Wisconsin's 605 places.

Lender access in Butternut

With about 232 residents per square mile, Butternut is lightly settled, and 13 larger Census places sit within 50 miles. Whether Butternut has a local branch or not, a Wisconsin-licensed lender can serve its 367 people online on the same terms. The nearest bigger place is Park Falls, WI about 6 miles away.