Personal loans in Hurdland, MO

The Census estimates 154 residents in Hurdland, which ranks it 724th of 937 places in Missouri. The roughly 154 people who live in Hurdland borrow under Missouri rules; city hall sets no personal-loan rate. Pull your credit reports and line up at least three offers before you apply from Hurdland. To lend to Hurdland's 154 residents, a company must hold a Missouri licence, and each sourced row below names the regulator behind it. The 2020 count to the 2023 estimate shows about 0.6% decline in Hurdland. The closest larger place is Brashear, MO about 4 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Where Hurdland stands

Only a few things actually differ by place — population, area, location, and the Missouri rules a lender must follow — and they are below.

Hurdland's place among Missouri's 937 places

Within Missouri, Hurdland holds roughly 0.0% of all residents, the 724th-largest share among 937 places. For population change between 2020 and 2023, Hurdland ranks 600th of 937 in Missouri (about the 36th percentile). Its roughly 462 residents per square mile place it 662nd among Missouri's places. Within 50 miles sit 30 smaller Census places, alongside the 53 that are larger.

How personal loans work in Hurdland

With roughly 154 residents, Hurdland is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Hurdland's rank of 724th in Missouri: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Hurdland decides the split between a comfortable payment and the total interest you pay.

Borrowing reach in Hurdland

With about 462 residents per square mile, Hurdland is lightly settled, and 53 larger Census places sit within 50 miles. A Missouri licence lets a lender serve Hurdland without a local office, so branch density does not change what its 154 residents are offered. The nearest bigger place is Brashear, MO about 4 miles away.

Missouri consumer-lending rules applied in Hurdland

For the roughly 154 residents of Hurdland, the rules below are Missouri's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorMissouri Division of Finance (Department of Commerce and Insurance)
Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions"
Missouri Division of Finance
as of 2026-09-16
Small-loan / installment lender licensingConsumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo)
Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies"
Missouri Division of Finance
as of 2026-09-16
Additional loan fee cap (30+ day loans)Up to 10% of principal, capped at $100 (RSMo § 408.140)
Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender"
Missouri Revisor of Statutes
as of 2026-09-16

Land, water and location for Hurdland

The Census Gazetteer records about 0.3 square miles of land within Hurdland, with no significant water area listed. With 154 residents, the land area yields roughly 462 people per square mile. The state's population centre of gravity, Kansas City, is roughly 139 miles away. Within 50 miles of Hurdland there are 53 larger Census places. By land area it ranks 672nd of 937 Missouri places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hurdland if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hurdland is the same as anywhere in Missouri.
What loan size can I expect in Hurdland?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hurdland?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hurdland cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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