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Personal loans in Brashear, MO

Roughly 238 residents live in Brashear, the 619th-largest community in Missouri. The roughly 238 people who live in Brashear borrow under Missouri rules; city hall sets no personal-loan rate. Judge Brashear offers on total cost, not on how quickly the money arrives. Which products a lender may offer to Brashear's 238 residents follows from the Missouri consumer-lending framework. Brashear lost roughly 1.7% of its population across the 2020-to-2023 comparison. For a bigger market, look to La Plata, MO about 10 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Where Brashear stands

What follows is Brashear's place in the Census record, alongside the Missouri rules that govern a personal loan made here.

How personal loans work in Brashear

Most loans made to Brashear's 238 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Brashear loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Brashear loan is knowable in advance — unlike a revolving card balance.

Brashear in state context

Among Missouri's 937 places, Brashear sits at 619th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 728th of 937 Missouri places, putting it near the 22th percentile for growth. At about 680 people per square mile, Brashear is the 508th most densely settled place in Missouri. Between 2020 and 2023 the count changed by roughly 4 residents.

The geography behind Brashear

Brashear covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 680 people per square mile. The state's population centre of gravity, Kansas City, is roughly 135 miles away. A 50-mile radius around Brashear takes in 43 places that are larger. The 100-mile radius contains 234 larger places.

How lenders reach Brashear

Brashear is a moderately settled community of about 238 people, with 43 larger places inside a 50-mile radius. What is available to Brashear's 238 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest larger city, La Plata, MO about 10 miles away.

Missouri consumer-lending rules applied in Brashear

Read the table as a lender's compliance picture for Brashear: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorMissouri Division of Finance (Department of Commerce and Insurance)
Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions"		Missouri Division of Finance
as of 2026-09-16
Small-loan / installment lender licensingConsumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo)
Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies"		Missouri Division of Finance
as of 2026-09-16
Additional loan fee cap (30+ day loans)Up to 10% of principal, capped at $100 (RSMo § 408.140)
Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender"		Missouri Revisor of Statutes
as of 2026-09-16
Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Brashear if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Brashear is the same as anywhere in Missouri.
What loan size can I expect in Brashear?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Brashear?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Brashear cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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