Personal loans in Harper, KS

From the 2020 Census base to the 2023 estimate, the population declined by about 0.8%. If debt is already a strain, a nonprofit credit counsellor can help Harper residents before they take on more. Consumer lending that reaches Harper's 1,304 residents is governed by Kansas statute; no city ordinance changes it. A larger market lies at Anthony, KS about 9 miles away.

Borrowing in Harper: the local picture

What follows is Harper's place in the Census record, alongside the Kansas rules that govern a personal loan made here.

• Population: the Census counts 1,304 residents in Harper (Vintage 2023 subcounty estimate), the 162nd-largest figure among Kansas's 625 places.
• Population trend: Down about 0.8% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 11 fewer people than the 2020 Census counted.
• Size percentile: about 74% of Kansas's Census places are smaller than Harper.
• Density: roughly 803 residents per square mile, spread over 1.6 sq mi of land.
• By land area: Harper ranks 140th among Kansas's 625 places, at 1.6 sq mi.
• State share: roughly 0.1% of Kansas's residents live in Harper (1,304 people).
• National rank: Harper is the 9,250th most populous of the 19,457 Census places covered here.
• Growth rank: Harper's 2020-to-2023 change ranks 263rd of 625 places in Kansas.
• Against the state trend: Harper's 0.8% change compares with a Kansas average of -1.0% across its 625 places.
• Density rank: Harper places 298th among Kansas's places by people per square mile.
• Against the state median: Harper runs about 803 residents per square mile, where the Kansas median is 764.
• Location: the Census Gazetteer records it at 37.2851, -98.0276.
• Nearest larger cities: Anthony (9 mi); Kingman (26 mi); Cheney (28 mi); Medicine Lodge (30 mi); Clearwater (33 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Danville (7 mi); Attica (11 mi); Spivey (14 mi), each with its own Census population profile.
• Smaller places within 50 miles: 57 of them.
• Within 100 miles: 65 places are larger than Harper.

What is available to Harper borrowers

Harper is moderately settled, with about 803 people per square mile and 17 larger places within 50 miles. Distance to a branch rarely matters for Harper's 1,304 residents: the application is online and the price follows your credit file. The nearest larger city, Anthony, KS about 9 miles away.

Kansas rules behind a Harper personal loan

Below are the Kansas rules that apply to a loan made in Harper, each with the regulator that issued it.

The anatomy of a Harper personal loan

A Harper personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,304 residents. Because pricing is borrower-level, two people in Harper can be quoted different APRs on the same amount and term. Shortening the term on a Harper loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Harper against the rest of Kansas

Against Kansas's other places, Harper accounts for about 0.1% of the state's population and ranks 162nd of 625 by size. Its 2020-to-2023 change ranks 263rd of 625 Kansas places, putting it near the 58th percentile for growth. At about 803 people per square mile, Harper is the 298th most densely settled place in Kansas. The population moved by about 11 people between 2020 and 2023, a 0.8% shift.

Harper: area, density and distance

Harper's land area is roughly 1.6 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 803 people per square mile. Wichita, the largest place in Kansas, is about 47 miles from Harper. A 50-mile radius around Harper takes in 17 places that are larger. By land area it ranks 140th of 625 Kansas places.