Personal loans in Danville, KS

Danville is a small community in Kansas, with an estimated 29 residents, and every licensed lender here follows the same state rulebook. With an estimated 29 residents, Danville is the 604th-largest of 625 places in Kansas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The nearest larger metro is Argonia, KS about 7 miles away. The 2020-to-2023 change in Danville is negligible, under a tenth of a percent. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Danville's 29 residents. Work out your debt-to-income ratio first; lenders weigh it heavily, and Danville's 29 residents are no exception.

Local context for Danville

The figures below are Danville's own — Census population, land area and coordinates — followed by the Kansas rules.

Where Danville sits

Danville's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 349 people per square mile. Wichita, the largest place in Kansas, is about 41 miles from Danville. Within 50 miles of Danville there are 72 larger Census places. Within the same 50 miles lie 4 smaller Census places.

Before you apply in Danville

Before you hand your details to a lender in Danville, where the population is near 29:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Confirm the lender holds a Kansas licence by checking the regulator named above.
  5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Danville-specific: the same Kansas licensing and disclosure rules reach all 29 residents.

The Kansas lending rules that reach Danville

For the roughly 29 residents of Danville, the rules below are Kansas's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required (supervised loans)
Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".		Kansas Office of the State Bank Commissioner
as of 2026-09-16

Danville in state context

Danville is the 604th-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Danville stands 165th among Kansas's 625 places — roughly the 74th percentile. By density, at about 349 people per square mile, it ranks 508th in Kansas. By land area, its 0.1 square miles rank 615th of 625 places in Kansas.

How a Danville personal loan is priced

In Danville, a small community of about 29, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Danville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Danville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Danville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Danville is the same as anywhere in Kansas.
What loan size can I expect in Danville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Danville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Danville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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