Personal loans in Hanna, WY

A personal loan in Hanna is priced from your credit file and income, not from the fact that the city holds 668 people. Roughly 668 residents live in Hanna, the 49th-largest community in Wyoming. The 2020 count to the 2023 estimate shows about 2.3% decline in Hanna. Lenders active in Hanna report to a Wyoming supervisor, identified in the sourced rows below. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Hanna loan. For a bigger market, look to Saratoga, WY about 32 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Hanna: population, trend and location

Hanna is a small community; the notes below cover its population profile and the statewide rules that apply.

How personal loans work in Hanna

In Hanna, a small community of about 668, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hanna. A longer term lowers the monthly payment on a Hanna loan but raises total interest, so the smallest payment is not the cheapest loan.

Wyoming rules behind a Hanna personal loan

For the roughly 668 residents of Hanna, the rules below are Wyoming's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorWyoming Division of Banking
Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies.
Wyoming Division of Banking
as of 2026-09-16
Maximum legal interest rate (usury cap)36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g))
Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16
Payday lending statusLegal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363)
Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16

Hanna in state context

Hanna is the 49th-largest of 99 Census places in Wyoming and contains about 0.2% of the state's people. On the 2020-to-2023 trend, Hanna stands 85th among Wyoming's 99 places — roughly the 14th percentile. By density, at about 327 people per square mile, it ranks 75th in Wyoming. By land area, its 2.0 square miles rank 47th of 99 places in Wyoming.

Borrowing reach in Hanna

At roughly 327 people per square mile, Hanna is lightly settled; 2 larger places lie within 50 miles. Distance to a branch rarely matters for Hanna's 668 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Saratoga, WY about 32 miles away.

Hanna: area, density and distance

Hanna covers about 2.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 327 people per square mile. For the state's biggest city, Cheyenne, the distance is roughly 105 miles. Counting outward 50 miles, 2 larger communities surround Hanna. Within the same 50 miles lie 6 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hanna if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hanna is the same as anywhere in Wyoming.
What loan size can I expect in Hanna?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hanna?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hanna cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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