Personal loans in Hanksville, UT

Two households in Hanksville with comparable incomes can still be offered different rates; the city's 170 residents are not the reason. With 170 residents, Hanksville outranks about 5% of the communities in Utah.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Hanksville gained roughly 7.6% in population across the 2020-to-2023 comparison. Rate ceilings, licensing requirements and product limits for Hanksville are all set at the Utah level. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Hanksville loan. A larger market lies at Torrey, UT about 39 miles away.

Hanksville: population, trend and location

Only a few things actually differ by place — population, area, location, and the Utah rules a lender must follow — and they are below.

Utah consumer-lending rules applied in Hanksville

Below are the Utah rules that apply to a loan made in Hanksville, each with the regulator that issued it.

RuleDetailSource
State lending regulatorUtah Department of Financial Institutions (DFI)
Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company.
Utah Department of Financial Institutions (DFI)
as of 2026-09-16
Payday lending statusLegal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23)
Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah
Utah State Legislature
as of 2026-09-16
Small-loan / installment lender licensingConsumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS
Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS).
Utah Department of Financial Institutions (DFI)
as of 2026-09-16

What a Hanksville borrower is actually offered

Most loans made to Hanksville's 170 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Hanksville lender to disclose the APR and finance charge before you sign. Shortening the term on a Hanksville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Getting a loan in Hanksville

Hanksville is lightly settled, with about 101 people per square mile and 5 larger places within 50 miles. Lenders licensed in Utah reach Hanksville's 170 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Torrey, UT about 39 miles away.

Hanksville on the map

Hanksville's land area is about 1.7 square miles; a further 0.03 square miles is water. Spread across it are roughly 101 residents per square mile. Salt Lake City, the largest place in Utah, is about 178 miles from Hanksville. A 50-mile radius around Hanksville takes in 5 places that are larger. The 100-mile radius contains 59 larger places.

Hanksville against the rest of Utah

Among Utah's 255 places, Hanksville sits at 241st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 62nd of 255 Utah places, putting it near the 76th percentile for growth. Its roughly 101 residents per square mile place it 214th among Utah's places. By land area, its 1.7 square miles rank 197th of 255 places in Utah.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hanksville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hanksville is the same as anywhere in Utah.
What loan size can I expect in Hanksville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hanksville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hanksville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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