Personal loans in Hancock, IA

Hancock is home to roughly 198 people and stands 666th by size out of 940 Census places in Iowa. Use the calculator on this page to price an amount and term before you commit in Hancock. From the 2020 Census base to the 2023 estimate, the population declined by about 0.5%. A larger market lies at Oakland, IA about 6 miles away.

Borrowing in Hancock: the local picture

Two layers matter for a Hancock borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: about 198 people live here, which puts Hancock 666th of 940 Census places in Iowa (Vintage 2023).
• Population trend: A drop of about 0.5% from 2020 to 2023.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: bigger than about 29% of the places in Iowa, with 198 residents in Hancock.
• Population density: about 274 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Hancock ranks 529th among Iowa's 940 places, at 0.7 sq mi.
• Water: Hancock holds about 0.04 square miles, the 94th-largest water area in Iowa.
• State share: roughly 0.0% of Iowa's residents live in Hancock (198 people).
• Nationally: Hancock is the 16,524th-largest of 19,457 Census places in the dataset.
• Growth rank: Hancock ranks 341st among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Hancock's 0.5%.
• Density in Iowa: Hancock ranks 760th by people per square mile.
• Density in context: Hancock's 274 people per square mile sit against a Iowa median of 672.
• Location: 41.3946, -95.3597 (US Census Bureau Gazetteer).
• Nearest larger cities: Oakland (6 mi); Avoca (6 mi); Shelby (9 mi); Walnut (10 mi); Minden (11 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Marne (13 mi); Tennant (14 mi); McClelland (17 mi).
• Smaller neighbours: 31 places smaller than Hancock sit within 50 miles.
• Larger places within 100 miles: 329.

What is available to Hancock borrowers

With about 274 residents per square mile, Hancock is lightly settled, and 88 larger Census places sit within 50 miles. Whether Hancock has a local branch or not, a Iowa-licensed lender can serve its 198 people online on the same terms. The nearest bigger place is Oakland, IA about 6 miles away.

How a Hancock personal loan is priced

In Hancock, a small community of about 198, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hancock. A longer term lowers the monthly payment on a Hancock loan but raises total interest, so the smallest payment is not the cheapest loan.

Hancock's place among Iowa's 940 places

Set beside Iowa's 940 places, Hancock ranks 666th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 341st of 940 Iowa places, putting it near the 64th percentile for growth. By density, at about 274 people per square mile, it ranks 760th in Iowa. In land area, Hancock ranks 529th among Iowa's 940 places.

Land, water and location for Hancock

Hancock covers about 0.7 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). With 198 residents, the land area yields roughly 274 people per square mile. The state's population centre of gravity, Des Moines, is roughly 91 miles away. Counting outward 50 miles, 88 larger communities surround Hancock. By land area it ranks 529th of 940 Iowa places.

Iowa consumer-lending rules applied in Hancock

For the roughly 198 residents of Hancock, the rules below are Iowa's own; each row carries its publisher and retrieval date.