Personal loans in Tennant, IA

Borrowing in Tennant: the local picture

The figures below are Tennant's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 83 people, a figure that places Tennant 843rd among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Roughly 5.1% more residents than the 2020 Census counted.
• Absolute change: 4 residents added between 2020 and 2023.
• Size percentile: with 83 residents, Tennant is larger than about 10% of Iowa's Census places.
• Population density: about 116 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Tennant's 0.7 square miles rank 531st of 940 places in Iowa.
• Within Iowa: about 0.0% of the state's population lives in Tennant.
• Nationally: Tennant is the 18,439th-largest of 19,457 Census places in the dataset.
• Growth rank: Tennant ranks 35th among Iowa's 940 places for the 2020-to-2023 change.
• Against the state trend: Tennant's 5.1% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Tennant ranks 885th by people per square mile.
• Density in context: Tennant's 116 people per square mile sit against a Iowa median of 672.
• Location: coordinates 41.5941, -95.4450 (US Census Bureau Gazetteer).
• Nearest larger cities: Portsmouth (5 mi); Shelby (6 mi); Persia (7 mi); Harlan (7 mi); Westphalia (9 mi). Lenders licensed in the state serve Tennant whether or not they keep a local branch.
• Nearest smaller towns: Kirkman (13 mi); Buck Grove (23 mi); Aspinwall (27 mi) — useful context for the surrounding area.
• Smaller neighbours: 10 places smaller than Tennant sit within 50 miles.
• At 100 miles: 439 larger Census places fall inside that radius.

How personal loans work in Tennant

In Tennant, a small community of about 83, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Tennant loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Tennant loan but raises total interest, so the smallest payment is not the cheapest loan.

A practical checklist for Tennant borrowers

These steps shape the offer you get in Tennant, a place of about 83 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Iowa licence with the regulator named above before committing.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

In Tennant as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 83 residents.

The state rulebook for Tennant

Iowa has no separate rate rule for Tennant; the sourced rows below are what reach every lender that serves its 83 people.

Tennant against the rest of Iowa

Set beside Iowa's 940 places, Tennant ranks 843rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Tennant ranks 35th of 940 in Iowa (about the 96th percentile). At about 116 people per square mile, Tennant is the 885th most densely settled place in Iowa. The population moved by about 4 people between 2020 and 2023, a 5.1% shift.

Land, water and location for Tennant

The Census Gazetteer records about 0.7 square miles of land within Tennant, with no significant water area listed. That land carries about 116 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 95 miles. Counting outward 50 miles, 110 larger communities surround Tennant. Within the same 50 miles lie 10 smaller Census places.