Personal loans in Greenville, FL
Greenville, Florida — home to about 778 people — is a small community, so the terms you are offered follow Florida law rather than any local rule. A 2020-to-2023 comparison shows Greenville up by about 3.9%.
The Census estimates 778 residents in Greenville, which ranks it 344th of 411 places in Florida. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Greenville loan. When Florida caps or restricts a product, lenders either change the terms or withdraw it from Greenville as from the rest of the state. The closest larger city is Madison, FL about 13 miles away.
Where Greenville stands
Set out below is Greenville's local context next to the state-level rules that reach every lender here.
- Population: 778 residents; Greenville is the 344th-largest of 411 places in Florida (US Census Bureau, Vintage 2023).
- Population trend: About 3.9% above the 2020 Census base.
- People gained or lost: about 29 more since the 2020 base.
- Size percentile: with 778 residents, Greenville is larger than about 16% of Florida's Census places.
- Population density: about 591 people per square mile across 1.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Greenville ranks 327th among Florida's 411 places, at 1.3 sq mi.
- Within Florida: about 0.0% of the state's population lives in Greenville.
- National rank: Greenville sits 11,314th by population among the 19,457 places in this dataset.
- Growth rank: Greenville's 2020-to-2023 change ranks 163rd of 411 places in Florida.
- Versus Florida: the state average change is +5.5%, while Greenville moved 3.9%.
- Density rank: Greenville is the 308th most densely settled place in Florida.
- Against the state median: Greenville runs about 591 residents per square mile, where the Florida median is 1,608.
- Location: it lies at 30.4668, -83.6353 in the Census Gazetteer.
- Nearest larger cities: Madison (13 mi); Monticello (15 mi); Quitman (22 mi); Boston (24 mi); Perry (25 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Lee (20 mi); Barwick (30 mi); Jennings (33 mi).
- Within a 50-mile radius: 11 smaller Census places.
- At 100 miles: 83 larger Census places fall inside that radius.
Greenville: area, density and distance
Inside Greenville's boundaries lie about 1.3 square miles of land, with no significant water area recorded. That land carries about 591 people per square mile. The state's population centre of gravity, Jacksonville, is roughly 118 miles away. Counting outward 50 miles, 23 larger communities surround Greenville. By land area it ranks 327th of 411 Florida places.
What is available to Greenville borrowers
Greenville is moderately settled, with about 591 people per square mile and 23 larger places within 50 miles. A Florida licence lets a lender serve Greenville without a local office, so branch density does not change what its 778 residents are offered. The nearest larger city, Madison, FL about 13 miles away.
How Greenville compares across Florida
Against Florida's other places, Greenville accounts for about 0.0% of the state's population and ranks 344th of 411 by size. On the 2020-to-2023 trend, Greenville stands 163rd among Florida's 411 places — roughly the 60th percentile. Its roughly 591 residents per square mile place it 308th among Florida's places. The population moved by about 29 people between 2020 and 2023, a 3.9% shift.
What shapes a Greenville personal loan
Greenville is a small community of about 778 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Greenville's rank of 344th in Florida: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Greenville decides the split between a comfortable payment and the total interest you pay.
Which Florida laws govern a loan in Greenville
These are Florida's sourced lending facts as they reach Greenville's 778 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Deferred presentment fee cap | 10% of the amount provided (transactions not repayable in installments) Source says: "A deferred presentment provider or its affiliate may not charge fees that exceed 10 percent of the currency or payment instrument provided". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
Common questions
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Nearby places
- Madison, FL — population 3,003
- Monticello, FL — population 2,714
- Quitman, GA — population 4,036
- Lee, FL — population 384
- Boston, GA — population 1,216
- Perry, FL — population 7,281
- Barwick, GA — population 353
- Morven, GA — population 514