Personal loans in Boston, GA
The 2020 count to the 2023 estimate shows about 0.6% growth in Boston. If you are weighing a personal loan in Boston, start from the payment you can carry; its 1,216 residents face the same statewide rules.
Roughly 1,216 residents live in Boston, the 281st-largest community in Georgia. The nearest larger city is Thomasville, GA about 12 miles away. Every figure below is Georgia's own, applied to Boston's 1,216 residents, with the publisher and retrieval date attached. Rate-shopping from Boston costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
Where Boston stands
Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.
- Population: a Census-estimated 1,216, 281st among Georgia's 536 places (Vintage 2023).
- Population trend: Roughly 0.6% more residents than the 2020 Census counted.
- People gained or lost: about 7 more since the 2020 base.
- Size percentile: roughly 48% of Georgia places rank below Boston.
- Land and density: 2.3 square miles of land carry roughly 540 residents per square mile.
- Land area rank: Boston's 2.3 square miles rank 328th of 536 places in Georgia.
- State population share: Boston accounts for about 0.0% of everyone in Georgia.
- Nationally: Boston is the 9,493rd-largest of 19,457 Census places in the dataset.
- Growth rank: Boston ranks 311th among Georgia's 536 places for the 2020-to-2023 change.
- Against the state trend: Boston's 0.6% change compares with a Georgia average of +3.4% across its 536 places.
- Density rank: Boston places 266th among Georgia's places by people per square mile.
- Density vs Georgia: Boston's 540 people per square mile compare with a state median of 536.
- Location: 30.7912 / -83.7894, per the US Census Bureau Gazetteer.
- Nearest larger cities: Thomasville (12 mi); Quitman (14 mi); Monticello (18 mi); Cairo (25 mi); Moultrie (27 mi). Larger metros often have more branches, but online lenders reach Boston on the same terms.
- Nearest smaller places: Barwick (8 mi); Pavo (12 mi); Coolidge (16 mi).
- Within a 50-mile radius: 28 smaller Census places.
- At 100 miles: 68 larger Census places fall inside that radius.
How Georgia law applies in Boston
Georgia has no separate rate rule for Boston; the sourced rows below are what reach every lender that serves its 1,216 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
Boston on the map
Inside Boston's boundaries lie about 2.3 square miles of land, with no significant water area recorded. Spread across it are roughly 540 residents per square mile. The largest place in Georgia, Atlanta, lies about 209 miles away. A 50-mile radius around Boston takes in 24 places that are larger. The 100-mile radius contains 68 larger places.
What to do before borrowing in Boston
For Boston's roughly 1,216 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Georgia licence by checking the regulator named above.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
None of these steps is Boston-specific: the same Georgia licensing and disclosure rules reach all 1,216 residents.
How a Boston personal loan is priced
Boston is a small community of about 1,216 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Boston's 1,216 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Boston loan is knowable in advance — unlike a revolving card balance.
Where Boston sits in Georgia
Against Georgia's other places, Boston accounts for about 0.0% of the state's population and ranks 281st of 536 by size. For population change between 2020 and 2023, Boston ranks 311th of 536 in Georgia (about the 42th percentile). Its roughly 540 residents per square mile place it 266th among Georgia's places. Within 50 miles sit 28 smaller Census places, alongside the 24 that are larger.
Common questions
What are my options in Boston if my credit is poor?
What loan size can I expect in Boston?
Do I have to pledge anything to borrow in Boston?
Does comparing loans in Boston cost me credit score points?
Nearby places
- Barwick, GA — population 353
- Pavo, GA — population 607
- Thomasville, GA — population 18,558
- Quitman, GA — population 4,036
- Coolidge, GA — population 529
- Monticello, FL — population 2,714
- Ochlocknee, GA — population 673
- Berlin, GA — population 517