Personal loans in Greenfield, TN
State law, not city hall, decides what a lender may do to Greenfield's roughly 2,018 residents, and a state regulator supervises it. The Census estimates 2,018 residents in Greenfield, which ranks it 171st of 344 places in Tennessee. Greenfield is a small community in Tennessee, with an estimated 2,018 residents, and every licensed lender here follows the same state rulebook. A 2020-to-2023 comparison shows Greenfield down by about 0.8%. If debt is already a strain, a nonprofit credit counsellor can help Greenfield residents before they take on more. The nearest larger metro is Dresden, TN about 10 miles away.
Greenfield: population, trend and location
Only a few things actually differ by place — population, area, location, and the Tennessee rules a lender must follow — and they are below.
- Population: about 2,018 people live here, which puts Greenfield 171st of 344 Census places in Tennessee (Vintage 2023).
- Population trend: A loss of roughly 0.8% between 2020 and 2023.
- Net change: roughly 16 fewer people than the 2020 Census counted.
- Size percentile: about 50% of Tennessee communities are smaller than Greenfield (2,018 residents).
- Density: the Census land area of 3.5 sq mi holds about 580 people per square mile.
- Land area rank: Greenfield's 3.5 square miles rank 207th of 344 places in Tennessee.
- Water area: Greenfield has 0.02 square miles of water, ranking 104th of 344 places in Tennessee.
- State population share: Greenfield accounts for about 0.1% of everyone in Tennessee.
- National rank: Greenfield sits 7,591st by population among the 19,457 places in this dataset.
- Growth rank: Greenfield's 2020-to-2023 change ranks 279th of 344 places in Tennessee.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Greenfield's 0.8%.
- Density rank: Greenfield is the 164th most densely settled place in Tennessee.
- Against the state median: Greenfield runs about 580 residents per square mile, where the Tennessee median is 553.
- Location: it lies at 36.1651, -88.8073 in the Census Gazetteer.
- Nearest larger cities: Dresden (10 mi); Martin (12 mi); Dyer (12 mi); Trenton (15 mi); McKenzie (17 mi). A branch is convenient; it is not what sets your APR.
- Smaller towns nearby: Sharon (5 mi); Bradford (6 mi); Rutherford (11 mi).
- Smaller places within 50 miles: 38 of them.
- At 100 miles: 98 larger Census places fall inside that radius.
How a Greenfield personal loan is priced
In Greenfield, a small community of about 2,018, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Greenfield. The term you choose in Greenfield decides the split between a comfortable payment and the total interest you pay.
How lenders reach Greenfield
Greenfield is moderately settled, with about 580 people per square mile and 28 larger places within 50 miles. Whether Greenfield has a local branch or not, a Tennessee-licensed lender can serve its 2,018 people online on the same terms. The nearest bigger place is Dresden, TN about 10 miles away.
How Greenfield compares across Tennessee
Set beside Tennessee's 344 places, Greenfield ranks 171st by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Greenfield stands 279th among Tennessee's 344 places — roughly the 19th percentile. At about 580 people per square mile, Greenfield is the 164th most densely settled place in Tennessee. The population moved by about 16 people between 2020 and 2023, a 0.8% shift.
What Tennessee law requires in Greenfield
Read the table as a lender's compliance picture for Greenfield: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Steps to take before a Greenfield loan
A sensible order of operations for a loan in Greenfield, home to about 2,018 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Tennessee regulator's records to confirm the lender is licensed here.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Tennessee; what changes is your credit file, not the fact that Greenfield holds 2,018 people.
Common questions
What are my options in Greenfield if my credit is poor?
What loan size can I expect in Greenfield?
Do I have to pledge anything to borrow in Greenfield?
Does comparing loans in Greenfield cost me credit score points?
Nearby places
- Sharon, TN — population 926
- Bradford, TN — population 991
- Dresden, TN — population 2,953
- Martin, TN — population 11,000
- Rutherford, TN — population 1,141
- Gleason, TN — population 1,359
- Dyer, TN — population 2,321
- Kenton, TN — population 1,257