Personal loans in Dyer, TN
A lender serving Dyer holds a Tennessee licence and answers to a Tennessee regulator; no city office is involved for its 2,321 residents. The Census estimates 2,321 residents in Dyer, which ranks it 153rd of 344 places in Tennessee. Dyer added about 0.7% to its population between the 2020 base and the 2023 estimate. Pull your credit reports and line up at least three offers before you apply from Dyer. The next larger city is Trenton, TN about 7 miles away. Lenders active in Dyer report to a Tennessee supervisor, identified in the sourced rows below.
Dyer: the sourced local profile
Read the local figures below as context; read the sourced Tennessee table as the rulebook a lender here must follow.
- Population: 2,321 residents; Dyer is the 153rd-largest of 344 places in Tennessee (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 0.7% from 2020 to 2023.
- People gained or lost: about 15 more since the 2020 base.
- Size percentile: roughly 56% of Tennessee places rank below Dyer.
- Population density: about 811 people per square mile across 2.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Dyer ranks 224th among Tennessee's 344 places, at 2.9 sq mi.
- Within Tennessee: about 0.1% of the state's population lives in Dyer.
- National rank: Dyer is the 7,081st most populous of the 19,457 Census places covered here.
- Growth rank: Dyer's 2020-to-2023 change ranks 214th of 344 places in Tennessee.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Dyer's 0.7%.
- Density in Tennessee: Dyer ranks 110th by people per square mile.
- Density vs Tennessee: Dyer's 811 people per square mile compare with a state median of 553.
- Location: 36.0716, -88.9939 (Census Gazetteer coordinates).
- Nearest larger cities: Trenton (7 mi); Newbern (16 mi); Milan (17 mi); Humboldt (18 mi); Martin (20 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Rutherford (3 mi); Yorkville (7 mi); Kenton (9 mi), each with its own Census population profile.
- Within a 50-mile radius: 55 smaller Census places.
- At 100 miles: 91 larger Census places fall inside that radius.
Land, water and location for Dyer
The Census Gazetteer records about 2.9 square miles of land within Dyer, with no significant water area listed. With 2,321 residents, the land area yields roughly 811 people per square mile. The state's population centre of gravity, Memphis, is roughly 86 miles away. Within 50 miles of Dyer there are 25 larger Census places. By land area it ranks 224th of 344 Tennessee places.
Getting a loan in Dyer
Dyer is moderately settled, with about 811 people per square mile and 25 larger places within 50 miles. Distance to a branch rarely matters for Dyer's 2,321 residents: the application is online and the price follows your credit file. The nearest bigger place is Trenton, TN about 7 miles away.
How personal loans work in Dyer
Dyer is a small community of about 2,321 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Dyer's 2,321 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Dyer loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What Tennessee law requires in Dyer
The rows below set out what a licensed lender must follow in Tennessee, and so for Dyer's roughly 2,321 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Where Dyer sits in Tennessee
Within Tennessee, Dyer holds roughly 0.1% of all residents, the 153rd-largest share among 344 places. For population change between 2020 and 2023, Dyer ranks 214th of 344 in Tennessee (about the 38th percentile). Its roughly 811 residents per square mile place it 110th among Tennessee's places. By land area, its 2.9 square miles rank 224th of 344 places in Tennessee.
Common questions
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Nearby places
- Rutherford, TN — population 1,141
- Trenton, TN — population 4,092
- Yorkville, TN — population 230
- Kenton, TN — population 1,257
- Bradford, TN — population 991
- Greenfield, TN — population 2,018
- Trimble, TN — population 535
- Sharon, TN — population 926