Personal loans in Greenfield, MO
For a borrower among the roughly 1,230 residents of Greenfield, a personal loan is a tool whose cost turns on the terms, not the address. The Census counts 1,230 people in Greenfield, the 309th-largest figure among Missouri's 937 places.
Begin with the payment, then weigh APR and total interest across the lenders that reach Greenfield's 1,230 residents. Greenfield added about 1.6% to its population between the 2020 base and the 2023 estimate. To lend to Greenfield's 1,230 residents, a company must hold a Missouri licence, and each sourced row below names the regulator behind it. A larger market lies at Ash Grove, MO about 16 miles away.
Greenfield: the sourced local profile
Most of what governs a Greenfield loan is written in Missouri law rather than in the city; the sourced notes below make that split concrete.
- Population: about 1,230, ranked 309th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 1.6% more residents than the 2020 Census counted.
- Net change: roughly 19 more people than the 2020 Census counted.
- Size percentile: with 1,230 residents, Greenfield is larger than about 67% of Missouri's Census places.
- Population density: about 1,083 people per square mile across 1.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Greenfield ranks 387th among Missouri's 937 places, at 1.1 sq mi.
- Within Missouri: about 0.0% of the state's population lives in Greenfield.
- Nationally: Greenfield is the 9,446th-largest of 19,457 Census places in the dataset.
- Growth rank: Greenfield's 2020-to-2023 change ranks 309th of 937 places in Missouri.
- Versus Missouri: the state average change is +0.8%, while Greenfield moved 1.6%.
- Density in Missouri: Greenfield ranks 262nd by people per square mile.
- Against the state median: Greenfield runs about 1,083 residents per square mile, where the Missouri median is 743.
- Location: 37.4161 / -93.8429, per the US Census Bureau Gazetteer.
- Nearest larger cities: Ash Grove (16 mi); Stockton (20 mi); Mount Vernon (22 mi); Lamar (24 mi); Willard (25 mi). Living near a larger metro rarely changes what is available in Greenfield.
- Nearest smaller places: South Greenfield (3 mi); Lockwood (7 mi); Everton (9 mi).
- Smaller neighbours: 84 places smaller than Greenfield sit within 50 miles.
- Within 100 miles: 128 places are larger than Greenfield.
Which Missouri laws govern a loan in Greenfield
Read the table as a lender's compliance picture for Greenfield: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
What a Greenfield borrower is actually offered
In Greenfield, a small community of about 1,230, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Greenfield. Shortening the term on a Greenfield loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Greenfield sits
The Census Gazetteer records about 1.1 square miles of land within Greenfield, with no significant water area listed. With 1,230 residents, the land area yields roughly 1,083 people per square mile. The state's population centre of gravity, Kansas City, is roughly 124 miles away. Counting outward 50 miles, 38 larger communities surround Greenfield. Within the same 50 miles lie 84 smaller Census places.
Greenfield against the rest of Missouri
Among Missouri's 937 places, Greenfield sits at 309th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 309th of 937 Missouri places, putting it near the 67th percentile for growth. Its roughly 1,083 residents per square mile place it 262nd among Missouri's places. By land area, its 1.1 square miles rank 387th of 937 places in Missouri.
Lender access in Greenfield
With about 1,083 residents per square mile, Greenfield is moderately settled, and 38 larger Census places sit within 50 miles. What is available to Greenfield's 1,230 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Ash Grove, MO about 16 miles away.
Common questions
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Nearby places
- South Greenfield, MO — population 121
- Lockwood, MO — population 856
- Arcola, MO — population 40
- Everton, MO — population 283
- Dadeville, MO — population 232
- Miller, MO — population 711
- Umber View Heights, MO — population 40
- Golden City, MO — population 657