Personal loans in Dadeville, MO

With roughly 232 residents, Dadeville is a small community, and the lending rules its borrowers live under are written in Missouri, not by the city. About 232 people live in Dadeville, placing it 625th of 937 Census places in Missouri.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Population in Dadeville climbed about 0.9% over the three years from 2020 to 2023. Price two or three terms so you can see which payment is truly affordable in Dadeville. The nearest larger metro is Walnut Grove, MO about 8 miles away. Every figure below is Missouri's own, applied to Dadeville's 232 residents, with the publisher and retrieval date attached.

Where Dadeville stands

Most of what governs a Dadeville loan is written in Missouri law rather than in the city; the sourced notes below make that split concrete.

The state rulebook for Dadeville

Read the table as a lender's compliance picture for Dadeville: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorMissouri Division of Finance (Department of Commerce and Insurance)
Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions"
Missouri Division of Finance
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per annum, or the higher published 'market rate' (RSMo § 408.030)
Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract"
Missouri Revisor of Statutes
as of 2026-09-16
Payday lending statusLegal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500)
Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance"
Missouri Revisor of Statutes
as of 2026-09-16

Steps to take before a Dadeville loan

A sensible order of operations for a loan in Dadeville, home to about 232 people:

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Look the lender up in the Missouri regulator's licence records before you sign.
  5. Pick the shortest term whose payment you can comfortably afford.
  6. Keep the amount to the expense; an approval is not a reason to take more.
  7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Dadeville-specific: the same Missouri licensing and disclosure rules reach all 232 residents.

Dadeville's place among Missouri's 937 places

Set beside Missouri's 937 places, Dadeville ranks 625th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Dadeville stands 385th among Missouri's 937 places — roughly the 59th percentile. By density, at about 234 people per square mile, it ranks 834th in Missouri. By land area, its 1.0 square miles rank 423rd of 937 places in Missouri.

Dadeville on the map

Dadeville's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. With 232 residents, the land area yields roughly 234 people per square mile. The largest place in Missouri, Kansas City, lies about 123 miles away. Dadeville has 65 larger places within a 50-mile radius. Within the same 50 miles lie 38 smaller Census places.

Getting a loan in Dadeville

At roughly 234 people per square mile, Dadeville is lightly settled; 65 larger places lie within 50 miles. Lenders licensed in Missouri reach Dadeville's 232 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Walnut Grove, MO about 8 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dadeville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dadeville is the same as anywhere in Missouri.
What loan size can I expect in Dadeville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dadeville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dadeville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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