Personal loans in Granton, WI
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Granton's 374 residents.
A personal loan in Granton is priced from your credit file and income, not from the fact that the city holds 374 people. Roughly 374 residents live in Granton, the 517th-largest community in Wisconsin. The trend for Granton between 2020 and 2023 is downward by roughly 1.6%. Judge Granton offers on total cost, not on how quickly the money arrives. The nearest larger metro is Neillsville, WI about 7 miles away.
Local context for Granton
Two layers matter for a Granton borrower: the local population picture and Wisconsin's consumer-lending statutes.
- Population: 374 — Granton ranks 517th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.6% between 2020 and 2023.
- Net change: roughly 6 fewer people than the 2020 Census counted.
- Size percentile: with 374 residents, Granton is larger than about 15% of Wisconsin's Census places.
- Population density: about 686 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Granton's 0.5 square miles rank 574th of 605 places in Wisconsin.
- Share of Wisconsin: Granton holds about 0.0% of the state's population, some 374 people.
- Nationally: Granton is the 14,364th-largest of 19,457 Census places in the dataset.
- Growth rank: Granton ranks 469th among Wisconsin's 605 places for the 2020-to-2023 change.
- Against the state trend: Granton's 1.6% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Granton is the 346th most densely settled place in Wisconsin.
- Density in context: Granton's 686 people per square mile sit against a Wisconsin median of 800.
- Location: it lies at 44.5883, -90.4604 in the Census Gazetteer.
- Nearest larger cities: Neillsville (7 mi); Loyal (10 mi); Spencer (14 mi); Greenwood (14 mi); Marshfield (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Arpin (21 mi); Fenwood (29 mi); Milladore (30 mi).
- Smaller places within 50 miles: 7 of them.
- Larger places within 100 miles: 237.
A pre-application checklist for Granton
For Granton's roughly 374 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
In Granton as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 374 residents.
Lender access in Granton
Granton is a moderately settled community of about 374 people, with 63 larger places inside a 50-mile radius. Lenders licensed in Wisconsin reach Granton's 374 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Neillsville, WI about 7 miles away.
The Wisconsin lending rules that reach Granton
These are Wisconsin's sourced lending facts as they reach Granton's 374 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Inside a Granton personal loan
With roughly 374 residents, Granton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Granton can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Granton loan but raises total interest, so the smallest payment is not the cheapest loan.
Granton on the map
Granton's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. With 374 residents, the land area yields roughly 686 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 163 miles away. Within 50 miles of Granton there are 63 larger Census places. Within the same 50 miles lie 7 smaller Census places.
Common questions
What are my options in Granton if my credit is poor?
What loan size can I expect in Granton?
Do I have to pledge anything to borrow in Granton?
Does comparing loans in Granton cost me credit score points?
Nearby places
- Neillsville, WI — population 2,311
- Loyal, WI — population 1,187
- Greenwood, WI — population 1,112
- Spencer, WI — population 1,812
- Marshfield, WI — population 18,736
- Unity, WI — population 377
- Colby, WI — population 1,926
- Pittsville, WI — population 818