Personal loans in Graham, MO

Roughly 146 residents live in Graham, the 734th-largest community in Missouri. Read the disclosure for an origination fee and any prepayment penalty before signing in Graham. A 2020-to-2023 comparison shows Graham down by about 3.9%. Borrowers who want a bigger city can look to Maitland, MO about 2 miles away.

Local context for Graham

What follows is Graham's place in the Census record, alongside the Missouri rules that govern a personal loan made here.

• Population: a Census-estimated 146, 734th among Missouri's 937 places (Vintage 2023).
• Population trend: A decline of about 3.9% across the 2020-to-2023 comparison.
• Net change: roughly 6 fewer people than the 2020 Census counted.
• Size percentile: about 22% of Missouri's Census places are smaller than Graham.
• Land and density: 0.3 square miles of land carry roughly 549 residents per square mile.
• By land area: Graham ranks 734th among Missouri's 937 places, at 0.3 sq mi.
• Within Missouri: about 0.0% of the state's population lives in Graham.
• Nationally: Graham is the 17,332nd-largest of 19,457 Census places in the dataset.
• Growth rank: Graham ranks 888th among Missouri's 937 places for the 2020-to-2023 change.
• Against the state trend: Graham's 3.9% change compares with a Missouri average of +0.8% across its 937 places.
• Density in Missouri: Graham ranks 600th by people per square mile.
• Density vs Missouri: Graham's 549 people per square mile compare with a state median of 743.
• Location: latitude 40.2013, longitude -95.0404 (Census Gazetteer).
• Nearest larger cities: Maitland (2 mi); Skidmore (6 mi); Mound City (11 mi); Barnard (12 mi); Fillmore (13 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Arkoe (12 mi); Bigelow (15 mi); Rosendale (16 mi).
• Smaller places within 50 miles: 54 of them.
• Larger places within 100 miles: 363.

Missouri consumer-lending rules applied in Graham

Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Graham lender must follow.

Graham on the map

The Census Gazetteer records about 0.3 square miles of land within Graham, with no significant water area listed. That land carries about 549 people per square mile. The state's population centre of gravity, Kansas City, is roughly 79 miles away. Counting outward 50 miles, 69 larger communities surround Graham. The 100-mile radius contains 363 larger places.

How a Graham personal loan is priced

Graham is a small community of about 146 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Graham. A longer term lowers the monthly payment on a Graham loan but raises total interest, so the smallest payment is not the cheapest loan.

Borrowing reach in Graham

At roughly 549 people per square mile, Graham is moderately settled; 69 larger places lie within 50 miles. What is available to Graham's 146 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest larger city, Maitland, MO about 2 miles away.

Graham's place among Missouri's 937 places

Among Missouri's 937 places, Graham sits at 734th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Graham ranks 888th of 937 in Missouri (about the 5th percentile). Its roughly 549 residents per square mile place it 600th among Missouri's places. Within 50 miles sit 54 smaller Census places, alongside the 69 that are larger.