Personal loans in Maryville, MO
For a borrower among the roughly 10,309 residents of Maryville, a personal loan is a tool whose cost turns on the terms, not the address. With an estimated 10,309 residents, Maryville is the 77th-largest of 937 places in Missouri.
Census figures put the 2020-to-2023 decrease in Maryville at about 3.0%. Every figure below is Missouri's own, applied to Maryville's 10,309 residents, with the publisher and retrieval date attached. Begin with the payment, then weigh APR and total interest across the lenders that reach Maryville's 10,309 residents. A larger market lies at St. Joseph, MO about 40 miles away.
The Maryville data picture
Here is the sourced Census picture for Maryville, plus the Missouri lending rules that apply to a loan taken out here.
- Population: about 10,309 people live here, which puts Maryville 77th of 937 Census places in Missouri (Vintage 2023).
- Population trend: About 3.0% below the 2020 Census base.
- People gained or lost: about 318 fewer since the 2020 base.
- Size percentile: about 92% of Missouri communities are smaller than Maryville (10,309 residents).
- Density: the Census land area of 6.5 sq mi holds about 1,586 people per square mile.
- Land area rank: Maryville's 6.5 square miles rank 96th of 937 places in Missouri.
- Water: Maryville holds about 0.03 square miles, the 148th-largest water area in Missouri.
- State share: roughly 0.3% of Missouri's residents live in Maryville (10,309 people).
- National rank: Maryville is 3,081st of 19,457 places nationwide.
- Growth rank: Maryville ranks 853rd among Missouri's 937 places for the 2020-to-2023 change.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Maryville's 3.0%.
- Density rank: Maryville places 124th among Missouri's places by people per square mile.
- Density vs Missouri: Maryville's 1,586 people per square mile compare with a state median of 743.
- Location: 40.3425, -94.8700 (Census Gazetteer coordinates).
- Nearest larger cities: St. Joseph (40 mi); Atchison (56 mi); Smithville (67 mi); Leavenworth (71 mi); Kearney (73 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Arkoe (6 mi); Pickering (8 mi); Ravenwood (10 mi).
- Within a 50-mile radius: 122 smaller Census places.
- At 100 miles: 28 larger Census places fall inside that radius.
Where Maryville sits in Missouri
Among Missouri's 937 places, Maryville sits at 77th for population, a share of roughly 0.3% of the state. For population change between 2020 and 2023, Maryville ranks 853rd of 937 in Missouri (about the 9th percentile). By density, at about 1,586 people per square mile, it ranks 124th in Missouri. The population moved by about 318 people between 2020 and 2023, a 3.0% shift.
How lenders reach Maryville
Maryville is moderately settled, with about 1,586 people per square mile and 1 larger places within 50 miles. Lenders licensed in Missouri reach Maryville's 10,309 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is St. Joseph, MO about 40 miles away.
The Maryville borrowing checklist
Before you hand your details to a lender in Maryville, where the population is near 10,309:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Missouri licence with the regulator named above before committing.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Maryville-specific: the same Missouri licensing and disclosure rules reach all 10,309 residents.
The Missouri lending rules that reach Maryville
Read the table as a lender's compliance picture for Maryville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Inside a Maryville personal loan
Most loans made to Maryville's 10,309 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Maryville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Maryville loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Maryville if my credit is poor?
What loan size can I expect in Maryville?
Do I have to pledge anything to borrow in Maryville?
Does comparing loans in Maryville cost me credit score points?
Nearby places
- Arkoe, MO — population 53
- Pickering, MO — population 145
- Barnard, MO — population 192
- Conception Junction, MO — population 171
- Ravenwood, MO — population 420
- Clyde, MO — population 54
- Hopkins, MO — population 447
- Skidmore, MO — population 234