Personal loans in Giltner, NE
Population in Giltner climbed about 2.0% over the three years from 2020 to 2023. A lender serving Giltner holds a Nebraska licence and answers to a Nebraska regulator; no city office is involved for its 415 residents.
About 415 people live in Giltner, placing it 214th of 527 Census places in Nebraska. A larger market lies at Aurora, NE about 10 miles away. Which products a lender may offer to Giltner's 415 residents follows from the Nebraska consumer-lending framework. Use the calculator on this page to price an amount and term before you commit in Giltner.
Borrowing in Giltner: the local picture
Two layers matter for a Giltner borrower: the local population picture and Nebraska's consumer-lending statutes.
- Population: an estimated 415 residents, 214th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 2.0% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 8 residents.
- Size percentile: roughly 59% of Nebraska places rank below Giltner.
- Density: the Census land area of 0.4 sq mi holds about 1,072 people per square mile.
- By land area: Giltner ranks 283rd among Nebraska's 527 places, at 0.4 sq mi.
- Share of Nebraska: Giltner holds about 0.0% of the state's population, some 415 people.
- Nationally: Giltner is the 13,937th-largest of 19,457 Census places in the dataset.
- Growth in Nebraska: Giltner stands 73rd by percentage change from 2020 to 2023, among 527 places.
- Against the state trend: Giltner's 2.0% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Giltner is the 186th most densely settled place in Nebraska.
- Against the state median: Giltner runs about 1,072 residents per square mile, where the Nebraska median is 830.
- Location: 40.7754, -98.1543 (Census Gazetteer coordinates).
- Nearest larger cities: Aurora (10 mi); Harvard (11 mi); Doniphan (11 mi); Grand Island (15 mi); Hampton (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Phillips (9 mi); Trumbull (9 mi); Stockham (12 mi).
- Smaller places within 50 miles: 58 of them.
- At 100 miles: 126 larger Census places fall inside that radius.
Nebraska rules behind a Giltner personal loan
For the roughly 415 residents of Giltner, the rules below are Nebraska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
How Giltner compares across Nebraska
Among Nebraska's 527 places, Giltner sits at 214th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Giltner ranks 73rd of 527 in Nebraska (about the 86th percentile). At about 1,072 people per square mile, Giltner is the 186th most densely settled place in Nebraska. Within 50 miles sit 58 smaller Census places, alongside the 37 that are larger.
What a Giltner borrower is actually offered
A Giltner personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 415 residents. Because pricing is borrower-level, two people in Giltner can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Giltner loan is knowable in advance — unlike a revolving card balance.
Where Giltner sits
Giltner's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. With 415 residents, the land area yields roughly 1,072 people per square mile. The largest place in Nebraska, Omaha, lies about 115 miles away. Giltner has 37 larger places within a 50-mile radius. Within the same 50 miles lie 58 smaller Census places.
What is available to Giltner borrowers
At roughly 1,072 people per square mile, Giltner is moderately settled; 37 larger places lie within 50 miles. What is available to Giltner's 415 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Aurora, NE about 10 miles away.
Common questions
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Nearby places
- Phillips, NE — population 327
- Trumbull, NE — population 197
- Harvard, NE — population 945
- Aurora, NE — population 4,704
- Doniphan, NE — population 811
- Stockham, NE — population 33
- Chapman, NE — population 264
- Grand Island, NE — population 52,622