Personal loans in Doniphan, NE
Which products a lender may offer to Doniphan's 811 residents follows from the Nebraska consumer-lending framework. Two households in Doniphan with comparable incomes can still be offered different rates; the city's 811 residents are not the reason. Doniphan ranks 135th of 527 places in Nebraska, with a population near 811. Doniphan lost roughly 1.8% of its population across the 2020-to-2023 comparison. Verify the lender's Nebraska licence against the regulator named below before borrowing in Doniphan. For a bigger market, look to Grand Island, NE about 10 miles away.
Doniphan by the numbers
What follows is Doniphan's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: 811 people, a figure that places Doniphan 135th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.8% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 15 residents.
- Size percentile: Doniphan's 811 people outrank roughly 74% of the places in Nebraska.
- Density: the Census land area of 0.5 sq mi holds about 1,625 people per square mile.
- Land area: Doniphan covers 0.5 square miles, the 229th-largest area among Nebraska's 527 places.
- Within Nebraska: about 0.1% of the state's population lives in Doniphan.
- Nationally: Doniphan is the 11,126th-largest of 19,457 Census places in the dataset.
- Growth rank: Doniphan's 2020-to-2023 change ranks 362nd of 527 places in Nebraska.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Doniphan's 1.8%.
- Density rank: Doniphan is the 60th most densely settled place in Nebraska.
- Density vs Nebraska: Doniphan's 1,625 people per square mile compare with a state median of 830.
- Location: it lies at 40.7743, -98.3713 in the Census Gazetteer.
- Nearest larger cities: Grand Island (10 mi); Hastings (12 mi); Wood River (13 mi); Harvard (18 mi); Kenesaw (18 mi). Living near a larger metro rarely changes what is available in Doniphan.
- Smaller communities within reach: Alda (8 mi); Trumbull (8 mi); Giltner (11 mi).
- Within a 50-mile radius: 66 smaller Census places.
- At 100 miles: 69 larger Census places fall inside that radius.
Doniphan on the map
Doniphan covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,625 people per square mile. The largest place in Nebraska, Omaha, lies about 125 miles away. Within 50 miles of Doniphan there are 21 larger Census places. Within the same 50 miles lie 66 smaller Census places.
Borrowing reach in Doniphan
At roughly 1,625 people per square mile, Doniphan is moderately settled; 21 larger places lie within 50 miles. Distance to a branch rarely matters for Doniphan's 811 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Grand Island, NE about 10 miles away.
Where Doniphan sits in Nebraska
Doniphan is the 135th-largest of 527 Census places in Nebraska and contains about 0.1% of the state's people. For population change between 2020 and 2023, Doniphan ranks 362nd of 527 in Nebraska (about the 31th percentile). By density, at about 1,625 people per square mile, it ranks 60th in Nebraska. The population moved by about 15 people between 2020 and 2023, a 1.8% shift.
The state rulebook for Doniphan
This table holds the Nebraska rate and licensing rules for consumer loans made to Doniphan's 811 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
A pre-application checklist for Doniphan
Before you apply in Doniphan, a community of about 811, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Nebraska licence with the regulator named above before committing.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
The process is identical across Nebraska; what changes is your credit file, not the fact that Doniphan holds 811 people.
Common questions
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Does comparing loans in Doniphan cost me credit score points?
Nearby places
- Alda, NE — population 643
- Trumbull, NE — population 197
- Grand Island, NE — population 52,622
- Hastings, NE — population 24,896
- Phillips, NE — population 327
- Giltner, NE — population 415
- Prosser, NE — population 75
- Juniata, NE — population 742