Personal loans in Gassville, AR
A personal loan in Gassville is priced from your credit file and income, not from the fact that the city holds 2,223 people. About 2,223 people live in Gassville, placing it 125th of 500 Census places in Arkansas. Gassville gained roughly 2.5% in population across the 2020-to-2023 comparison. Price two or three terms so you can see which payment is truly affordable in Gassville. The nearest larger metro is Mountain Home, AR about 7 miles away. For the 2,223 people in Gassville, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Local context for Gassville
Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.
- Population: 2,223 residents; Gassville is the 125th-largest of 500 places in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 2.5% between 2020 and 2023.
- Net change: roughly 54 more people than the 2020 Census counted.
- Size percentile: roughly 75% of Arkansas places rank below Gassville.
- Population density: about 648 people per square mile (Census land area 3.4 sq mi).
- Land area rank: Gassville's 3.4 square miles rank 167th of 500 places in Arkansas.
- Share of Arkansas: Gassville holds about 0.1% of the state's population, some 2,223 people.
- National rank: Gassville is 7,247th of 19,457 places nationwide.
- Growth rank: Gassville's 2020-to-2023 change ranks 111th of 500 places in Arkansas.
- Versus Arkansas: the state average change is +0.3%, while Gassville moved 2.5%.
- Density rank: Gassville is the 136th most densely settled place in Arkansas.
- Against the state median: Gassville runs about 648 residents per square mile, where the Arkansas median is 386.
- Location: latitude 36.2849, longitude -92.4868 (Census Gazetteer).
- Nearest larger cities: Mountain Home (7 mi); Harrison (35 mi); Mountain View (36 mi); Horseshoe Bend (42 mi); Forsyth (44 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Cotter (2 mi); Flippin (6 mi); Lakeview (7 mi).
- Smaller neighbours: 50 places smaller than Gassville sit within 50 miles.
- Within 100 miles: 79 places are larger than Gassville.
Gassville's place among Arkansas's 500 places
Against Arkansas's other places, Gassville accounts for about 0.1% of the state's population and ranks 125th of 500 by size. For population change between 2020 and 2023, Gassville ranks 111th of 500 in Arkansas (about the 78th percentile). Its roughly 648 residents per square mile place it 136th among Arkansas's places. Between 2020 and 2023 the count changed by roughly 54 residents.
The state rulebook for Gassville
Arkansas has no separate rate rule for Gassville; the sourced rows below are what reach every lender that serves its 2,223 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Land, water and location for Gassville
Inside Gassville's boundaries lie about 3.4 square miles of land, with no significant water area recorded. With 2,223 residents, the land area yields roughly 648 people per square mile. The state's population centre of gravity, Little Rock, is roughly 108 miles away. A 50-mile radius around Gassville takes in 9 places that are larger. Within the same 50 miles lie 50 smaller Census places.
What to do before borrowing in Gassville
Complete these steps first when you borrow in Gassville (2,223 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Check the Arkansas regulator's records to confirm the lender is licensed here.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Arkansas; what changes is your credit file, not the fact that Gassville holds 2,223 people.
Lender access in Gassville
At roughly 648 people per square mile, Gassville is moderately settled; 9 larger places lie within 50 miles. Lenders licensed in Arkansas reach Gassville's 2,223 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Mountain Home, AR about 7 miles away.
Common questions
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Nearby places
- Cotter, AR — population 944
- Lakeview, AR — population 786
- Flippin, AR — population 1,331
- Mountain Home, AR — population 13,278
- Bull Shoals, AR — population 1,934
- Summit, AR — population 535
- Briarcliff, AR — population 247
- Yellville, AR — population 1,164