Personal loans in Flippin, AR
Personal loans in Flippin are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,331 population. When Arkansas caps or restricts a product, lenders either change the terms or withdraw it from Flippin as from the rest of the state. At about 1,331 residents, Flippin is larger than roughly 67% of the places in Arkansas. Decide the purpose of the loan and your repayment plan before sharing any details with a Flippin lender. Flippin lost roughly 1.1% of its population across the 2020-to-2023 comparison. The closest larger place is Gassville, AR about 6 miles away.
What the Census records for Flippin
Most of what governs a Flippin loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 1,331 residents in Flippin (Vintage 2023 subcounty estimate), the 166th-largest figure among Arkansas's 500 places.
- Population trend: A decline of about 1.1% across the 2020-to-2023 comparison.
- Net change: roughly 15 fewer people than the 2020 Census counted.
- Size percentile: about 67% of Arkansas communities are smaller than Flippin (1,331 residents).
- Population density: 707 people per square mile on 1.9 square miles of land.
- By land area: Flippin ranks 261st among Arkansas's 500 places, at 1.9 sq mi.
- Share of state population: Flippin's 1,331 residents are about 0.1% of Arkansas.
- National rank: Flippin is 9,169th of 19,457 places nationwide.
- Growth rank: Flippin's 2020-to-2023 change ranks 292nd of 500 places in Arkansas.
- Against the state trend: Flippin's 1.1% change compares with a Arkansas average of +0.3% across its 500 places.
- Density in Arkansas: Flippin ranks 119th by people per square mile.
- Density vs Arkansas: Flippin's 707 people per square mile compare with a state median of 386.
- Location: mapped by the US Census Bureau at 36.2773, -92.5935.
- Nearest larger cities: Gassville (6 mi); Bull Shoals (7 mi); Mountain Home (12 mi); Calico Rock (28 mi); Harrison (29 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Cotter (4 mi); Summit (6 mi); Yellville (6 mi).
- Smaller neighbours: 46 places smaller than Flippin sit within 50 miles.
- Larger places within 100 miles: 110.
How Arkansas law applies in Flippin
Arkansas has no separate rate rule for Flippin; the sourced rows below are what reach every lender that serves its 1,331 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Steps to take before a Flippin loan
These steps shape the offer you get in Flippin, a place of about 1,331 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Arkansas regulator's licence list.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Flippin-specific: the same Arkansas licensing and disclosure rules reach all 1,331 residents.
Where Flippin sits
Inside Flippin's boundaries lie about 1.9 square miles of land, with no significant water area recorded. With 1,331 residents, the land area yields roughly 707 people per square mile. Little Rock, the largest place in Arkansas, is about 108 miles from Flippin. Within 50 miles of Flippin there are 16 larger Census places. The 100-mile radius contains 110 larger places.
Flippin in state context
Flippin is the 166th-largest of 500 Census places in Arkansas and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Flippin stands 292nd among Arkansas's 500 places — roughly the 42th percentile. At about 707 people per square mile, Flippin is the 119th most densely settled place in Arkansas. In land area, Flippin ranks 261st among Arkansas's 500 places.
Inside a Flippin personal loan
A Flippin personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,331 residents. Federal Truth in Lending rules require a Flippin lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Flippin loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Flippin if my credit is poor?
What loan size can I expect in Flippin?
Do I have to pledge anything to borrow in Flippin?
Does comparing loans in Flippin cost me credit score points?
Nearby places
- Cotter, AR — population 944
- Bull Shoals, AR — population 1,934
- Summit, AR — population 535
- Yellville, AR — population 1,164
- Gassville, AR — population 2,223
- Lakeview, AR — population 786
- Mountain Home, AR — population 13,278
- Pyatt, AR — population 191