Personal loans in Fulda, MN
The Census counts 1,333 people in Fulda, the 315th-largest figure among Minnesota's 853 places. The trend for Fulda between 2020 and 2023 is downward by roughly 2.6%.
Fulda is a small community of about 1,333 residents, and a personal loan taken out here is governed by Minnesota statute. Every figure below is Minnesota's own, applied to Fulda's 1,333 residents, with the publisher and retrieval date attached. For a community of about 1,333, the practical step is to compare APR across at least three lenders before committing. The nearest larger city is Slayton, MN about 11 miles away.
Local context for Fulda
Most of what governs a Fulda loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.
- Population: about 1,333, ranked 315th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 2.6% since the 2020 count.
- Net change: roughly 36 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 63% of the places in Minnesota, with 1,333 residents in Fulda.
- Density: roughly 1,317 residents per square mile, spread over 1.0 sq mi of land.
- Land area rank: Fulda's 1.0 square miles rank 512th of 853 places in Minnesota.
- Water area rank: Fulda ranks 261st among Minnesota's 853 places, with 0.08 sq mi.
- Share of Minnesota: Fulda holds about 0.0% of the state's population, some 1,333 people.
- National standing: Fulda ranks 9,160th of 19,457 US places.
- Growth in Minnesota: Fulda stands 703rd by percentage change from 2020 to 2023, among 853 places.
- Against the state trend: Fulda's 2.6% change compares with a Minnesota average of +0.1% across its 853 places.
- Density in Minnesota: Fulda ranks 175th by people per square mile.
- Density in context: Fulda's 1,317 people per square mile sit against a Minnesota median of 607.
- Location: 43.8674, -95.6055 (US Census Bureau Gazetteer).
- Nearest larger cities: Slayton (11 mi); Worthington (16 mi); Windom (24 mi); Lakefield (25 mi); Tracy (26 mi). Larger metros often have more branches, but online lenders reach Fulda on the same terms.
- Nearest smaller towns: Avoca (6 mi); Dundee (7 mi); Kinbrae (7 mi) — useful context for the surrounding area.
- Smaller neighbours: 88 places smaller than Fulda sit within 50 miles.
- Larger places within 100 miles: 85.
Fulda on the map
Fulda's land area is about 1.0 square miles; a further 0.08 square miles is water. Spread across it are roughly 1,317 residents per square mile. For the state's biggest city, Minneapolis, the distance is roughly 138 miles. Fulda has 19 larger places within a 50-mile radius. By land area it ranks 512th of 853 Minnesota places.
Steps to take before a Fulda loan
A sensible order of operations for a loan in Fulda, home to about 1,333 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Minnesota regulator's licence records before you sign.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Fulda and the rest of Minnesota is not the process but the borrower's own file, among the 1,333 people here.
How lenders reach Fulda
Fulda is moderately settled, with about 1,317 people per square mile and 19 larger places within 50 miles. Lenders licensed in Minnesota reach Fulda's 1,333 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Slayton, MN about 11 miles away.
What Minnesota law requires in Fulda
For the roughly 1,333 residents of Fulda, the rules below are Minnesota's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
What shapes a Fulda personal loan
With roughly 1,333 residents, Fulda is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Fulda's 1,333 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Fulda loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Fulda if my credit is poor?
What loan size can I expect in Fulda?
Do I have to pledge anything to borrow in Fulda?
Does comparing loans in Fulda cost me credit score points?
Nearby places
- Avoca, MN — population 108
- Kinbrae, MN — population 14
- Dundee, MN — population 75
- Iona, MN — population 164
- Dovray, MN — population 53
- Slayton, MN — population 1,977
- Currie, MN — population 215
- Brewster, MN — population 495