Personal loans in Dovray, MN
Dovray, Minnesota — home to about 53 people — is a small community, so the terms you are offered follow Minnesota law rather than any local rule. About 53 people live in Dovray, placing it 822nd of 853 Census places in Minnesota.
The trend for Dovray between 2020 and 2023 is downward by roughly 3.6%. For the 53 people in Dovray, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a community of about 53, the practical step is to compare APR across at least three lenders before committing. For a bigger market, look to Westbrook, MN about 6 miles away.
Dovray: population, trend and location
Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.
- Population: the Census counts 53 residents in Dovray (Vintage 2023 subcounty estimate), the 822nd-largest figure among Minnesota's 853 places.
- Population trend: The 2020-to-2023 change is negative, near 3.6%.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: Dovray's 53 people outrank roughly 4% of the places in Minnesota.
- Density: the Census land area of 0.2 sq mi holds about 213 people per square mile.
- By land area: Dovray ranks 805th among Minnesota's 853 places, at 0.2 sq mi.
- Share of state population: Dovray's 53 residents are about 0.0% of Minnesota.
- Nationally: Dovray is the 18,934th-largest of 19,457 Census places in the dataset.
- Growth rank: Dovray ranks 801st among Minnesota's 853 places for the 2020-to-2023 change.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Dovray's 3.6%.
- Density rank: Dovray places 668th among Minnesota's places by people per square mile.
- Against the state median: Dovray runs about 213 residents per square mile, where the Minnesota median is 607.
- Location: the Census Gazetteer records it at 44.0545, -95.5477.
- Nearest larger cities: Westbrook (6 mi); Currie (6 mi); Avoca (9 mi); Slayton (11 mi); Storden (11 mi). Larger metros often have more branches, but online lenders reach Dovray on the same terms.
- Smaller towns nearby: Kinbrae (16 mi); Florence (28 mi); Hatfield (33 mi).
- Smaller neighbours: 6 places smaller than Dovray sit within 50 miles.
- Larger places within 100 miles: 391.
Dovray: area, density and distance
Dovray covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 53 residents, the land area yields roughly 213 people per square mile. The largest place in Minnesota, Minneapolis, lies about 129 miles away. A 50-mile radius around Dovray takes in 96 places that are larger. By land area it ranks 805th of 853 Minnesota places.
A practical checklist for Dovray borrowers
Before you hand your details to a lender in Dovray, where the population is near 53:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Minnesota licence with the regulator listed on this page.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
What differs between Dovray and the rest of Minnesota is not the process but the borrower's own file, among the 53 people here.
Dovray against the rest of Minnesota
Among Minnesota's 853 places, Dovray sits at 822nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Dovray stands 801st among Minnesota's 853 places — roughly the 6th percentile. At about 213 people per square mile, Dovray is the 668th most densely settled place in Minnesota. In land area, Dovray ranks 805th among Minnesota's 853 places.
What is available to Dovray borrowers
Dovray is lightly settled, with about 213 people per square mile and 96 larger places within 50 miles. Distance to a branch rarely matters for Dovray's 53 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Westbrook, MN about 6 miles away.
The state rulebook for Dovray
The rows below set out what a licensed lender must follow in Minnesota, and so for Dovray's roughly 53 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Dovray if my credit is poor?
What loan size can I expect in Dovray?
Do I have to pledge anything to borrow in Dovray?
Does comparing loans in Dovray cost me credit score points?
Nearby places
- Westbrook, MN — population 734
- Currie, MN — population 215
- Avoca, MN — population 108
- Walnut Grove, MN — population 736
- Fulda, MN — population 1,333
- Tracy, MN — population 2,040
- Slayton, MN — population 1,977
- Dundee, MN — population 75