Personal loans in Fruita, CO

Borrowing in Fruita: the local picture

Read the local figures below as context; read the sourced Colorado table as the rulebook a lender here must follow.

• Population: the Census counts 13,816 residents in Fruita (Vintage 2023 subcounty estimate), the 42nd-largest figure among Colorado's 270 places.
• Population trend: Roughly 3.1% more residents than the 2020 Census counted.
• People gained or lost: about 419 more since the 2020 base.
• Size percentile: roughly 84% of Colorado's places have fewer residents than Fruita's 13,816.
• Density: the Census land area of 8.0 sq mi holds about 1,725 people per square mile.
• By land area: Fruita ranks 55th among Colorado's 270 places, at 8.0 sq mi.
• Water: Fruita holds about 0.29 square miles, the 23rd-largest water area in Colorado.
• Within Colorado: about 0.3% of the state's population lives in Fruita.
• National standing: Fruita ranks 2,502nd of 19,457 US places.
• Growth rank: Fruita ranks 66th among Colorado's 270 places for the 2020-to-2023 change.
• Against the state trend: Fruita's 3.1% change compares with a Colorado average of +2.3% across its 270 places.
• Density in Colorado: Fruita ranks 65th by people per square mile.
• Against the state median: Fruita runs about 1,725 residents per square mile, where the Colorado median is 1,126.
• Location: 39.1556 / -108.7296, per the US Census Bureau Gazetteer.
• Nearest larger cities: Grand Junction (10 mi); Montrose (67 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Palisade (20 mi); De Beque (30 mi); Collbran (41 mi).
• Smaller places within 50 miles: 7 of them.
• At 100 miles: 2 larger Census places fall inside that radius.

How a Fruita personal loan is priced

A Fruita personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 13,816 residents. Two numbers drive a Fruita loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Fruita loan but raises total interest, so the smallest payment is not the cheapest loan.

Land, water and location for Fruita

The Census Gazetteer records 8.0 square miles of land and 0.29 square miles of water within Fruita. That land carries about 1,725 people per square mile. Denver, the largest place in Colorado, is about 210 miles from Fruita. Within 50 miles of Fruita there are 1 larger Census places. By land area it ranks 55th of 270 Colorado places.

Colorado consumer-lending rules applied in Fruita

These are Colorado's sourced lending facts as they reach Fruita's 13,816 residents; the state has no city-level rate rule.

How lenders reach Fruita

With about 1,725 residents per square mile, Fruita is moderately settled, and 1 larger Census places sit within 50 miles. Lenders licensed in Colorado reach Fruita's 13,816 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Grand Junction, CO about 10 miles away.

How Fruita compares across Colorado

Among Colorado's 270 places, Fruita sits at 42nd for population, a share of roughly 0.3% of the state. Its 2020-to-2023 change ranks 66th of 270 Colorado places, putting it near the 76th percentile for growth. By density, at about 1,725 people per square mile, it ranks 65th in Colorado. The population moved by about 419 people between 2020 and 2023, a 3.1% shift.