Personal loans in De Beque, CO

With an estimated 477 residents, De Beque is the 197th-largest of 270 places in Colorado. Personal loans in De Beque are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 477 population.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The 2020 count to the 2023 estimate shows about 2.3% decline in De Beque. Decide the purpose of the loan and your repayment plan before sharing any details with a De Beque lender. To lend to De Beque's 477 residents, a company must hold a Colorado licence, and each sourced row below names the regulator behind it. The next larger city is Parachute, CO about 12 miles away.

What the Census records for De Beque

The figures below are De Beque's own — Census population, land area and coordinates — followed by the Colorado rules.

Where De Beque sits

De Beque covers about 2.8 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). That land carries about 172 people per square mile. Denver, the largest place in Colorado, is about 180 miles from De Beque. Within 50 miles of De Beque there are 14 larger Census places. Within the same 50 miles lie 1 smaller Census places.

The Colorado lending rules that reach De Beque

This table holds the Colorado rate and licensing rules for consumer loans made to De Beque's 477 residents.

RuleDetailSource
State lending regulatorColorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code)
Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders".		Colorado Attorney General — Consumer Protection Section
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license
Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116).		Colorado Attorney General — Uniform Consumer Credit Code licensing
as of 2026-09-16
Maximum legal interest rate (usury cap)UCCC finance-charge ceilings: 12% per year on non-supervised consumer loans; supervised loans 36% on the first $1,000, 21% on $1,000–$3,000, 15% above $3,000 (or 21% flat); 21% on revolving accounts
Source says: "not exceeding twelve percent per year on the unpaid balance of the amount financed"; "Thirty-six percent per year on that part of the unpaid balances of the amount financed that is one thousand dollars or less"; "Twenty-one percent per year on the unpaid balances of the amount financed".		Colorado General Assembly — C.R.S. § 5-2-201 (Colorado Revised Statutes 2024, Title 5)
as of 2026-09-16

What is available to De Beque borrowers

At roughly 172 people per square mile, De Beque is lightly settled; 14 larger places lie within 50 miles. What is available to De Beque's 477 borrowers is set by Colorado licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Parachute, CO about 12 miles away.

Inside a De Beque personal loan

In De Beque, a small community of about 477, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in De Beque. Shortening the term on a De Beque loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

De Beque's place among Colorado's 270 places

Against Colorado's other places, De Beque accounts for about 0.0% of the state's population and ranks 197th of 270 by size. Its 2020-to-2023 change ranks 193rd of 270 Colorado places, putting it near the 29th percentile for growth. Its roughly 172 residents per square mile place it 256th among Colorado's places. Between 2020 and 2023 the count changed by roughly 11 residents.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in De Beque if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in De Beque is the same as anywhere in Colorado.
What loan size can I expect in De Beque?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in De Beque?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in De Beque cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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