Personal loans in Frost, TX

With roughly 629 residents, Frost is a small community, and the lending rules its borrowers live under are written in Texas, not by the city. Use the calculator on this page to price an amount and term before you commit in Frost. Lenders active in Frost report to a Texas supervisor, identified in the sourced rows below. The closest larger place is Blooming Grove, TX about 5 miles away.

Frost: the sourced local profile

Set out below is Frost's local context next to the state-level rules that reach every lender here.

• Population: an estimated 629 residents, 926th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 1.1% across the 2020-to-2023 comparison.
• Net change: roughly 7 more people than the 2020 Census counted.
• Size percentile: roughly 24% of Texas's places have fewer residents than Frost's 629.
• Population density: 556 people per square mile on 1.1 square miles of land.
• Land area: Frost covers 1.1 square miles, the 961st-largest area among Texas's 1,224 places.
• State population share: Frost accounts for about 0.0% of everyone in Texas.
• National standing: Frost ranks 12,237th of 19,457 US places.
• Growth in Texas: Frost stands 736th by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Frost's 1.1% change compares with a Texas average of +6.5% across its 1,224 places.
• Density in Texas: Frost ranks 843rd by people per square mile.
• Density in context: Frost's 556 people per square mile sit against a Texas median of 840.
• Location: 32.0793, -96.8086 (US Census Bureau Gazetteer).
• Nearest larger cities: Blooming Grove (5 mi); Italy (9 mi); Milford (9 mi); Dawson (14 mi); Bardwell (15 mi). Online lenders reach Frost no matter how far the nearest branch is.
• Smaller communities within reach: Mertens (5 mi); Barry (10 mi); Malone (12 mi).
• Within a 50-mile radius: 39 smaller Census places.
• At 100 miles: 302 larger Census places fall inside that radius.

The geography behind Frost

Frost covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 556 residents per square mile. The largest place in Texas, Houston, lies about 179 miles away. Frost has 90 larger places within a 50-mile radius. The 100-mile radius contains 302 larger places.

Getting a loan in Frost

At roughly 556 people per square mile, Frost is moderately settled; 90 larger places lie within 50 miles. A Texas licence lets a lender serve Frost without a local office, so branch density does not change what its 629 residents are offered. The nearest bigger place is Blooming Grove, TX about 5 miles away.

The anatomy of a Frost personal loan

Most loans made to Frost's 629 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Frost's rank of 926th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Frost loan but raises total interest, so the smallest payment is not the cheapest loan.

Frost against the rest of Texas

Within Texas, Frost holds roughly 0.0% of all residents, the 926th-largest share among 1,224 places. For population change between 2020 and 2023, Frost ranks 736th of 1,224 in Texas (about the 40th percentile). By density, at about 556 people per square mile, it ranks 843rd in Texas. Within 50 miles sit 39 smaller Census places, alongside the 90 that are larger.

Which Texas laws govern a loan in Frost

Read the table as a lender's compliance picture for Frost: the rule, the sourced figure, the publisher and the date.