Personal loans in Barry, TX
A lender that serves Barry operates under Texas lending statutes and a Texas supervisor. In Barry, one of 1,224 Census places in Texas, the figure to compare across lenders is the APR, not the advertised rate.
With 237 residents, Barry outranks about 8% of the communities in Texas. The trend for Barry between 2020 and 2023 is upward by roughly 9.7%. Compare APR, not the interest rate, because the APR folds in most fees on a Barry loan. A larger market lies at Blooming Grove, TX about 5 miles away.
Barry by the numbers
What follows is Barry's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: a Census-estimated 237, 1,132nd among Texas's 1,224 places (Vintage 2023).
- Population trend: Roughly 9.7% more residents than the 2020 Census counted.
- People gained or lost: about 21 more since the 2020 base.
- Size percentile: about 8% of Texas communities are smaller than Barry (237 residents).
- Density: the Census land area of 0.4 sq mi holds about 539 people per square mile.
- Land area rank: Barry's 0.4 square miles rank 1,170th of 1,224 places in Texas.
- State population share: Barry accounts for about 0.0% of everyone in Texas.
- National standing: Barry ranks 15,937th of 19,457 US places.
- Growth rank: Barry ranks 233rd among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Barry's 9.7% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Barry ranks 857th by people per square mile.
- Against the state median: Barry runs about 539 residents per square mile, where the Texas median is 840.
- Location: latitude 32.1004, longitude -96.6405 (Census Gazetteer).
- Nearest larger cities: Blooming Grove (5 mi); Oak Valley (9 mi); Frost (10 mi); Retreat (10 mi); Corsicana (10 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Emhouse (6 mi); Mertens (15 mi); Powell (19 mi) — useful context for the surrounding area.
- Smaller neighbours: 13 places smaller than Barry sit within 50 miles.
- Larger places within 100 miles: 366.
Where Barry sits
Inside Barry's boundaries lie about 0.4 square miles of land, with no significant water area recorded. Spread across it are roughly 539 residents per square mile. The largest place in Texas, Houston, lies about 176 miles away. Counting outward 50 miles, 105 larger communities surround Barry. Within the same 50 miles lie 13 smaller Census places.
The Barry borrowing checklist
A sensible order of operations for a loan in Barry, home to about 237 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Texas licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Barry-specific: the same Texas licensing and disclosure rules reach all 237 residents.
Borrowing reach in Barry
Barry is moderately settled, with about 539 people per square mile and 105 larger places within 50 miles. A Texas licence lets a lender serve Barry without a local office, so branch density does not change what its 237 residents are offered. The nearest larger city, Blooming Grove, TX about 5 miles away.
What Texas law requires in Barry
The rows below set out what a licensed lender must follow in Texas, and so for Barry's roughly 237 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Barry's place among Texas's 1,224 places
Barry is the 1,132nd-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 233rd of 1,224 Texas places, putting it near the 81th percentile for growth. At about 539 people per square mile, Barry is the 857th most densely settled place in Texas. Between 2020 and 2023 the count changed by roughly 21 residents.
Common questions
What are my options in Barry if my credit is poor?
What loan size can I expect in Barry?
Do I have to pledge anything to borrow in Barry?
Does comparing loans in Barry cost me credit score points?
Nearby places
- Blooming Grove, TX — population 870
- Emhouse, TX — population 205
- Oak Valley, TX — population 418
- Frost, TX — population 629
- Retreat, TX — population 431
- Corsicana, TX — population 25,671
- Bardwell, TX — population 664
- Rice, TX — population 1,227