Personal loans in Freedom, PA

The Census counts 1,464 people in Freedom, the 504th-largest figure among Pennsylvania's 1,013 places. Freedom lost roughly 2.3% of its population across the 2020-to-2023 comparison. For the 1,464 people in Freedom, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. If debt is already a strain, a nonprofit credit counsellor can help Freedom residents before they take on more. The closest larger place is Monaca, PA about 1 miles away.

The Freedom data picture

Freedom is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 1,464 people, a figure that places Freedom 504th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.3% between 2020 and 2023.
• Absolute change: 34 residents lost between 2020 and 2023.
• Size percentile: with 1,464 residents, Freedom is larger than about 50% of Pennsylvania's Census places.
• Population density: 2,424 people per square mile on 0.6 square miles of land.
• Land area: Freedom covers 0.6 square miles, the 654th-largest area among Pennsylvania's 1,013 places.
• Water area rank: Freedom ranks 99th among Pennsylvania's 1,013 places, with 0.13 sq mi.
• State population share: Freedom accounts for about 0.0% of everyone in Pennsylvania.
• National rank: Freedom sits 8,770th by population among the 19,457 places in this dataset.
• Growth rank: Freedom ranks 722nd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Against the state trend: Freedom's 2.3% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: Freedom ranks 421st by people per square mile.
• Density vs Pennsylvania: Freedom's 2,424 people per square mile compare with a state median of 1,990.
• Location: latitude 40.6851, longitude -80.2536 (Census Gazetteer).
• Nearest larger cities: Monaca (1 mi); Conway (1 mi); Rochester (2 mi); Beaver (3 mi); Baden (4 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: East Rochester (1 mi); Bridgewater (3 mi); Fallston (4 mi), each with its own Census population profile.
• Smaller neighbours: 170 places smaller than Freedom sit within 50 miles.
• Larger places within 100 miles: 375.

Getting a loan in Freedom

At roughly 2,424 people per square mile, Freedom is fairly dense; 164 larger places lie within 50 miles. Distance to a branch rarely matters for Freedom's 1,464 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Monaca, PA about 1 miles away.

Before you apply in Freedom

For Freedom's roughly 1,464 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Freedom-specific: the same Pennsylvania licensing and disclosure rules reach all 1,464 residents.

Freedom's place among Pennsylvania's 1,013 places

Against Pennsylvania's other places, Freedom accounts for about 0.0% of the state's population and ranks 504th of 1,013 by size. Its 2020-to-2023 change ranks 722nd of 1,013 Pennsylvania places, putting it near the 29th percentile for growth. By density, at about 2,424 people per square mile, it ranks 421st in Pennsylvania. By land area, its 0.6 square miles rank 654th of 1,013 places in Pennsylvania.

The geography behind Freedom

Inside Freedom's boundaries lie roughly 0.6 square miles of land and 0.13 square miles of water. With 1,464 residents, the land area yields roughly 2,424 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 274 miles from Freedom. Within 50 miles of Freedom there are 164 larger Census places. Within the same 50 miles lie 170 smaller Census places.

Pennsylvania consumer-lending rules applied in Freedom

Read the table as a lender's compliance picture for Freedom: the rule, the sourced figure, the publisher and the date.