Personal loans in Aliquippa, PA
Two households in Aliquippa with comparable incomes can still be offered different rates; the city's 9,022 residents are not the reason. At about 9,022 residents, Aliquippa is larger than roughly 92% of the places in Pennsylvania. Aliquippa shed about 2.4% of its population between the 2020 base and the 2023 estimate. Rate-shopping from Aliquippa costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The closest larger place is Franklin Park, PA about 8 miles away. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from Aliquippa as from the rest of the state.
The Aliquippa data picture
Here is the sourced Census picture for Aliquippa, plus the Pennsylvania lending rules that apply to a loan taken out here.
- Population: 9,022 residents; Aliquippa is the 84th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.4% fewer residents than the 2020 Census counted.
- People gained or lost: about 220 fewer since the 2020 base.
- Size percentile: Aliquippa's 9,022 people outrank roughly 92% of the places in Pennsylvania.
- Density: the Census land area of 4.2 sq mi holds about 2,151 people per square mile.
- Land area rank: Aliquippa's 4.2 square miles rank 81st of 1,013 places in Pennsylvania.
- Water area rank: Aliquippa ranks 21st among Pennsylvania's 1,013 places, with 0.40 sq mi.
- Share of state population: Aliquippa's 9,022 residents are about 0.2% of Pennsylvania.
- Nationally: Aliquippa is the 3,377th-largest of 19,457 Census places in the dataset.
- Growth in Pennsylvania: Aliquippa stands 743rd by percentage change from 2020 to 2023, among 1,013 places.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Aliquippa's 2.4%.
- Density rank: Aliquippa is the 472nd most densely settled place in Pennsylvania.
- Density in context: Aliquippa's 2,151 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 40.6158 / -80.2552, per the US Census Bureau Gazetteer.
- Nearest larger cities: Franklin Park (8 mi); East Liverpool (16 mi); Pittsburgh (19 mi); Weirton (22 mi); Brentwood (22 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Ambridge (2 mi); Baden (2 mi); South Heights (3 mi).
- Smaller places within 50 miles: 305 of them.
- At 100 miles: 108 larger Census places fall inside that radius.
Aliquippa on the map
Aliquippa's land area is about 4.2 square miles; a further 0.40 square miles is water. Spread across it are roughly 2,151 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 273 miles from Aliquippa. Aliquippa has 33 larger places within a 50-mile radius. The 100-mile radius contains 108 larger places.
What Pennsylvania law requires in Aliquippa
Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Aliquippa lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
What to do before borrowing in Aliquippa
Complete these steps first when you borrow in Aliquippa (9,022 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Check the Pennsylvania regulator's records to confirm the lender is licensed here.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Aliquippa and the rest of Pennsylvania is not the process but the borrower's own file, among the 9,022 people here.
Getting a loan in Aliquippa
With about 2,151 residents per square mile, Aliquippa is fairly dense, and 33 larger Census places sit within 50 miles. Whether Aliquippa has a local branch or not, a Pennsylvania-licensed lender can serve its 9,022 people online on the same terms. The nearest larger city, Franklin Park, PA about 8 miles away.
Aliquippa against the rest of Pennsylvania
Set beside Pennsylvania's 1,013 places, Aliquippa ranks 84th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Aliquippa ranks 743rd of 1,013 in Pennsylvania (about the 27th percentile). Its roughly 2,151 residents per square mile place it 472nd among Pennsylvania's places. Within 50 miles sit 305 smaller Census places, alongside the 33 that are larger.
Common questions
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Nearby places
- Ambridge, PA — population 6,875
- Baden, PA — population 3,809
- South Heights, PA — population 377
- Conway, PA — population 2,135
- Leetsdale, PA — population 1,124
- Freedom, PA — population 1,464
- Monaca, PA — population 5,487
- Economy, PA — population 8,962