Personal loans in Freeburg, MO

A personal loan in Freeburg is priced from your credit file and income, not from the fact that the city holds 412 people. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Freeburg's 412 residents. For a community of about 412, the practical step is to compare APR across at least three lenders before committing. The closest larger city is Vienna, MO about 9 miles away.

Where Freeburg stands

What follows is Freeburg's place in the Census record, alongside the Missouri rules that govern a personal loan made here.

• Population: 412 people, a figure that places Freeburg 504th among the 937 Census places in Missouri (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 1.5%.
• Net change: roughly 6 more people than the 2020 Census counted.
• Size percentile: about 46% of Missouri communities are smaller than Freeburg (412 residents).
• Density: the Census land area of 0.8 sq mi holds about 494 people per square mile.
• Land area rank: Freeburg's 0.8 square miles rank 463rd of 937 places in Missouri.
• State share: roughly 0.0% of Missouri's residents live in Freeburg (412 people).
• National rank: Freeburg sits 13,974th by population among the 19,457 places in this dataset.
• Growth rank: Freeburg's 2020-to-2023 change ranks 318th of 937 places in Missouri.
• Versus Missouri: the state average change is +0.8%, while Freeburg moved 1.5%.
• Density in Missouri: Freeburg ranks 642nd by people per square mile.
• Density vs Missouri: Freeburg's 494 people per square mile compare with a state median of 743.
• Location: coordinates 38.3161, -91.9223 (US Census Bureau Gazetteer).
• Nearest larger cities: Vienna (9 mi); Belle (11 mi); Linn (12 mi); Taos (16 mi); Bland (16 mi). Lenders licensed in the state serve Freeburg whether or not they keep a local branch.
• Smaller towns nearby: Argyle (6 mi); Westphalia (10 mi); Meta (13 mi).
• Within a 50-mile radius: 41 smaller Census places.
• Larger places within 100 miles: 261.

Lender access in Freeburg

With about 494 residents per square mile, Freeburg is lightly settled, and 42 larger Census places sit within 50 miles. A Missouri licence lets a lender serve Freeburg without a local office, so branch density does not change what its 412 residents are offered. For a larger market, the closest option is Vienna, MO about 9 miles away.

How a Freeburg personal loan is priced

Most loans made to Freeburg's 412 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Freeburg lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Freeburg loan but raises total interest, so the smallest payment is not the cheapest loan.

Land, water and location for Freeburg

The Census Gazetteer records about 0.8 square miles of land within Freeburg, with no significant water area listed. The resulting density is about 494 people per square mile. The largest place in Missouri, Kansas City, lies about 152 miles away. A 50-mile radius around Freeburg takes in 42 places that are larger. The 100-mile radius contains 261 larger places.

Freeburg in state context

Within Missouri, Freeburg holds roughly 0.0% of all residents, the 504th-largest share among 937 places. On the 2020-to-2023 trend, Freeburg stands 318th among Missouri's 937 places — roughly the 66th percentile. Its roughly 494 residents per square mile place it 642nd among Missouri's places. Between 2020 and 2023 the count changed by roughly 6 residents.

Missouri rules behind a Freeburg personal loan

Below are the Missouri rules that apply to a loan made in Freeburg, each with the regulator that issued it.