Personal loans in Belle, MO
Belle is a small community in Missouri, with an estimated 1,381 residents, and every licensed lender here follows the same state rulebook. Use the calculator on this page to price an amount and term before you commit in Belle. The Census counts 1,381 people in Belle, the 289th-largest figure among Missouri's 937 places. Consumer lending that reaches Belle's 1,381 residents is governed by Missouri statute; no city ordinance changes it. A 2020-to-2023 comparison shows Belle down by about 0.1%. The closest larger city is Owensville, MO about 13 miles away.
Belle: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Missouri rules a lender must follow — and they are below.
- Population: an estimated 1,381 residents, 289th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 0.1% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: roughly 69% of Missouri's places have fewer residents than Belle's 1,381.
- Population density: about 1,034 people per square mile (Census land area 1.3 sq mi).
- Land area: Belle covers 1.3 square miles, the 345th-largest area among Missouri's 937 places.
- State population share: Belle accounts for about 0.0% of everyone in Missouri.
- National rank: Belle is the 9,014th most populous of the 19,457 Census places covered here.
- Growth in Missouri: Belle stands 555th by percentage change from 2020 to 2023, among 937 places.
- Against the state trend: Belle's 0.1% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Belle is the 288th most densely settled place in Missouri.
- Density in context: Belle's 1,034 people per square mile sit against a Missouri median of 743.
- Location: coordinates 38.2851, -91.7215 (US Census Bureau Gazetteer).
- Nearest larger cities: Owensville (13 mi); Linn (15 mi); St. James (20 mi); Cuba (23 mi); Rolla (24 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Bland (5 mi); Freeburg (11 mi); Vienna (14 mi), each with its own Census population profile.
- Smaller neighbours: 52 places smaller than Belle sit within 50 miles.
- Within 100 miles: 183 places are larger than Belle.
The Missouri lending rules that reach Belle
This table holds the Missouri rate and licensing rules for consumer loans made to Belle's 1,381 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
What shapes a Belle personal loan
Belle is a small community of about 1,381 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Belle can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Belle loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Belle sits
Belle's land area is roughly 1.3 square miles, and the Gazetteer records no significant water area within it. With 1,381 residents, the land area yields roughly 1,034 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 163 miles. A 50-mile radius around Belle takes in 26 places that are larger. Within the same 50 miles lie 52 smaller Census places.
Belle against the rest of Missouri
Set beside Missouri's 937 places, Belle ranks 289th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 555th of 937 Missouri places, putting it near the 41th percentile for growth. At about 1,034 people per square mile, Belle is the 288th most densely settled place in Missouri. In land area, Belle ranks 345th among Missouri's 937 places.
Borrowing reach in Belle
Belle is moderately settled, with about 1,034 people per square mile and 26 larger places within 50 miles. Whether Belle has a local branch or not, a Missouri-licensed lender can serve its 1,381 people online on the same terms. The nearest larger city, Owensville, MO about 13 miles away.
Common questions
What are my options in Belle if my credit is poor?
What loan size can I expect in Belle?
Do I have to pledge anything to borrow in Belle?
Does comparing loans in Belle cost me credit score points?
Nearby places
- Bland, MO — population 504
- Freeburg, MO — population 412
- Linn, MO — population 1,424
- Owensville, MO — population 2,796
- Vienna, MO — population 576
- St. James, MO — population 3,903
- Argyle, MO — population 145
- Westphalia, MO — population 377