Personal loans in Footville, WI
Footville gained roughly 7.5% in population across the 2020-to-2023 comparison. About 832 people live in Footville, placing it 393rd of 605 Census places in Wisconsin.
Personal loans in Footville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 832 population. Begin with the payment, then weigh APR and total interest across the lenders that reach Footville's 832 residents. When Wisconsin caps or restricts a product, lenders either change the terms or withdraw it from Footville as from the rest of the state. The next larger city is Orfordville, WI about 4 miles away.
Where Footville stands
Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.
- Population: about 832 people live here, which puts Footville 393rd of 605 Census places in Wisconsin (Vintage 2023).
- Population trend: Up about 7.5% from the 2020 Census base to the 2023 estimate.
- Absolute change: 58 residents added between 2020 and 2023.
- Size percentile: about 35% of Wisconsin's Census places are smaller than Footville.
- Population density: 738 people per square mile on 1.1 square miles of land.
- Land area: Footville covers 1.1 square miles, the 459th-largest area among Wisconsin's 605 places.
- State share: roughly 0.0% of Wisconsin's residents live in Footville (832 people).
- Nationally: Footville is the 11,013th-largest of 19,457 Census places in the dataset.
- Growth rank: Footville ranks 17th among Wisconsin's 605 places for the 2020-to-2023 change.
- Versus Wisconsin: the state average change is +0.4%, while Footville moved 7.5%.
- Density rank: Footville places 323rd among Wisconsin's places by people per square mile.
- Against the state median: Footville runs about 738 residents per square mile, where the Wisconsin median is 800.
- Location: coordinates 42.6715, -89.2084 (US Census Bureau Gazetteer).
- Nearest larger cities: Orfordville (4 mi); Evansville (9 mi); Brodhead (9 mi); Janesville (10 mi); Albany (12 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Davis (20 mi); Rock City (22 mi); Rockdale (23 mi).
- Within a 50-mile radius: 32 smaller Census places.
- Larger places within 100 miles: 516.
How Footville compares across Wisconsin
Against Wisconsin's other places, Footville accounts for about 0.0% of the state's population and ranks 393rd of 605 by size. Its 2020-to-2023 change ranks 17th of 605 Wisconsin places, putting it near the 97th percentile for growth. Its roughly 738 residents per square mile place it 323rd among Wisconsin's places. The population moved by about 58 people between 2020 and 2023, a 7.5% shift.
Wisconsin consumer-lending rules applied in Footville
This table holds the Wisconsin rate and licensing rules for consumer loans made to Footville's 832 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
What shapes a Footville personal loan
Most loans made to Footville's 832 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Footville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Footville loan but raises total interest, so the smallest payment is not the cheapest loan.
Getting a loan in Footville
With about 738 residents per square mile, Footville is moderately settled, and 113 larger Census places sit within 50 miles. Distance to a branch rarely matters for Footville's 832 residents: the application is online and the price follows your credit file. The nearest larger city, Orfordville, WI about 4 miles away.
Footville on the map
The Census Gazetteer records about 1.1 square miles of land within Footville, with no significant water area listed. Spread across it are roughly 738 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 68 miles away. Footville has 113 larger places within a 50-mile radius. Within the same 50 miles lie 32 smaller Census places.
Common questions
What are my options in Footville if my credit is poor?
What loan size can I expect in Footville?
Do I have to pledge anything to borrow in Footville?
Does comparing loans in Footville cost me credit score points?
Nearby places
- Orfordville, WI — population 1,481
- Evansville, WI — population 5,823
- Brodhead, WI — population 3,212
- Janesville, WI — population 66,102
- Edgerton, WI — population 5,991
- Albany, WI — population 1,074
- Beloit, WI — population 36,342
- Brooklyn, WI — population 1,529