Personal loans in Footville, WI

Footville gained roughly 7.5% in population across the 2020-to-2023 comparison. About 832 people live in Footville, placing it 393rd of 605 Census places in Wisconsin.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Personal loans in Footville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 832 population. Begin with the payment, then weigh APR and total interest across the lenders that reach Footville's 832 residents. When Wisconsin caps or restricts a product, lenders either change the terms or withdraw it from Footville as from the rest of the state. The next larger city is Orfordville, WI about 4 miles away.

Where Footville stands

Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.

How Footville compares across Wisconsin

Against Wisconsin's other places, Footville accounts for about 0.0% of the state's population and ranks 393rd of 605 by size. Its 2020-to-2023 change ranks 17th of 605 Wisconsin places, putting it near the 97th percentile for growth. Its roughly 738 residents per square mile place it 323rd among Wisconsin's places. The population moved by about 58 people between 2020 and 2023, a 7.5% shift.

Wisconsin consumer-lending rules applied in Footville

This table holds the Wisconsin rate and licensing rules for consumer loans made to Footville's 832 residents.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16

What shapes a Footville personal loan

Most loans made to Footville's 832 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Footville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Footville loan but raises total interest, so the smallest payment is not the cheapest loan.

Getting a loan in Footville

With about 738 residents per square mile, Footville is moderately settled, and 113 larger Census places sit within 50 miles. Distance to a branch rarely matters for Footville's 832 residents: the application is online and the price follows your credit file. The nearest larger city, Orfordville, WI about 4 miles away.

Footville on the map

The Census Gazetteer records about 1.1 square miles of land within Footville, with no significant water area listed. Spread across it are roughly 738 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 68 miles away. Footville has 113 larger places within a 50-mile radius. Within the same 50 miles lie 32 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Footville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Footville is the same as anywhere in Wisconsin.
What loan size can I expect in Footville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Footville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Footville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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