Personal loans in Fontanelle, IA

Fontanelle: population, trend and location

Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.

• Population: about 670 people live here, which puts Fontanelle 385th of 940 Census places in Iowa (Vintage 2023).
• Population trend: A loss of roughly 1.9% between 2020 and 2023.
• Absolute change: 13 residents lost between 2020 and 2023.
• Size percentile: about 59% of Iowa communities are smaller than Fontanelle (670 residents).
• Population density: 782 people per square mile on 0.9 square miles of land.
• Land area: Fontanelle covers 0.9 square miles, the 461st-largest area among Iowa's 940 places.
• State share: roughly 0.0% of Iowa's residents live in Fontanelle (670 people).
• National rank: Fontanelle is the 11,981st most populous of the 19,457 Census places covered here.
• Growth rank: Fontanelle ranks 610th among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Fontanelle moved 1.9%.
• Density rank: Fontanelle places 398th among Iowa's places by people per square mile.
• Density in context: Fontanelle's 782 people per square mile sit against a Iowa median of 672.
• Location: 41.2900, -94.5602 (US Census Bureau Gazetteer).
• Nearest larger cities: Greenfield (5 mi); Anita (15 mi); Adair (15 mi); Creston (19 mi); Stuart (19 mi). Larger metros often have more branches, but online lenders reach Fontanelle on the same terms.
• Smaller places nearby: Bridgewater (6 mi); Orient (10 mi); Massena (11 mi).
• Within a 50-mile radius: 72 smaller Census places.
• At 100 miles: 178 larger Census places fall inside that radius.

How a Fontanelle personal loan is priced

In Fontanelle, a small community of about 670, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Fontanelle lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Fontanelle loan is knowable in advance — unlike a revolving card balance.

The state rulebook for Fontanelle

Below are the Iowa rules that apply to a loan made in Fontanelle, each with the regulator that issued it.

The Fontanelle borrowing checklist

A sensible order of operations for a loan in Fontanelle, home to about 670 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Iowa licence by checking the regulator named above.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

The process is identical across Iowa; what changes is your credit file, not the fact that Fontanelle holds 670 people.

Fontanelle: area, density and distance

Fontanelle covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 670 residents, the land area yields roughly 782 people per square mile. The state's population centre of gravity, Des Moines, is roughly 53 miles away. Within 50 miles of Fontanelle there are 43 larger Census places. By land area it ranks 461st of 940 Iowa places.

Borrowing reach in Fontanelle

With about 782 residents per square mile, Fontanelle is moderately settled, and 43 larger Census places sit within 50 miles. Whether Fontanelle has a local branch or not, a Iowa-licensed lender can serve its 670 people online on the same terms. The nearest bigger place is Greenfield, IA about 5 miles away.