Personal loans in Bridgewater, IA

Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Bridgewater loan. For the 145 people in Bridgewater, Iowa runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Bridgewater lost roughly 2.0% of its population across the 2020-to-2023 comparison. For a bigger market, look to Massena, IA about 5 miles away.

The Bridgewater data picture

The figures below are Bridgewater's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: about 145, ranked 738th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 2.0% between 2020 and 2023.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: Bridgewater sits ahead of around 21% of Iowa places, at 145 people.
• Density: the Census land area of 0.3 sq mi holds about 503 people per square mile.
• By land area: Bridgewater ranks 801st among Iowa's 940 places, at 0.3 sq mi.
• Share of state population: Bridgewater's 145 residents are about 0.0% of Iowa.
• National rank: Bridgewater sits 17,342nd by population among the 19,457 places in this dataset.
• Growth in Iowa: Bridgewater stands 637th by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Bridgewater moved 2.0%.
• Density rank: Bridgewater places 602nd among Iowa's places by people per square mile.
• Against the state median: Bridgewater runs about 503 residents per square mile, where the Iowa median is 672.
• Location: coordinates 41.2471, -94.6689 (US Census Bureau Gazetteer).
• Nearest larger cities: Massena (5 mi); Fontanelle (6 mi); Cumberland (11 mi); Greenfield (12 mi); Orient (13 mi). Larger metros often have more branches, but online lenders reach Bridgewater on the same terms.
• Smaller places close by: Wiota (16 mi); Carbon (16 mi); Cromwell (18 mi).
• Smaller places within 50 miles: 33 of them.
• Larger places within 100 miles: 367.

The Bridgewater borrowing checklist

For Bridgewater's roughly 145 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

What differs between Bridgewater and the rest of Iowa is not the process but the borrower's own file, among the 145 people here.

How personal loans work in Bridgewater

In Bridgewater, a small community of about 145, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Bridgewater loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Bridgewater decides the split between a comfortable payment and the total interest you pay.

Where Bridgewater sits

Bridgewater covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 503 residents per square mile. Des Moines, the largest place in Iowa, is about 59 miles from Bridgewater. A 50-mile radius around Bridgewater takes in 82 places that are larger. The 100-mile radius contains 367 larger places.

Where Bridgewater sits in Iowa

Set beside Iowa's 940 places, Bridgewater ranks 738th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Bridgewater ranks 637th of 940 in Iowa (about the 32th percentile). At about 503 people per square mile, Bridgewater is the 602nd most densely settled place in Iowa. Between 2020 and 2023 the count changed by roughly 3 residents.

How Iowa law applies in Bridgewater

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Bridgewater lender must follow.